CENTURY 21 Edge
$529,0003 bd2 ba1,924 sqft$275 /sqft≈$4,481 /mo all-in ↓

3226 45TH WAY E, BRADENTON, FL, 34203

Active12 days on marketListed Oct 26, 2026MLS #A4709715

Single Family ResidenceWALLINGFORD

About this home

3226 45TH WAY E

Virtually Staged. One or more photo(s) was virtually staged. Some listing photos have also been digitally enhanced using AI to improve lighting, color, and overall image quality. **STUNNING $200,000 TOTAL RENOVATION!!** This beautifully remodeled home has been completely transformed with luxurious finishes, modern upgrades, and exceptional attention to detail throughout! Featuring a **NEW ROOF (2025)**, **Impacted Rated Window (2025)** gorgeous luxury marble flooring throughout the entire home, new custom cabinetry, and a completely redesigned kitchen with beautiful granite countertops and brand-new appliances! The spacious primary suite features a beautifully renovated en-suite bathroom complete with an oversized walk-in shower and a modern garden soaking tub, creating your own private retreat. The home also offers accessibility-friendly features for added convenience and comfort. Fresh interior and exterior paint give this home a bright, modern feel from the moment you arrive. Step outside and enjoy a beautiful travertine walkway leading to the welcoming front patio, the perfect place to relax and take in Florida's breathtaking sunsets! The backyard overlooks a peaceful community pond, offering beautiful water views and a tranquil setting. The front yard features attractive Florida landscaping, an irrigation system, and low-maintenance decorative rock mulch for added curb appeal. **With over $160,000 in renovations, this home is truly move-in ready!** Enjoy the luxury of a beautifully updated home without the hassle of renovations. **Dreaming of your own private pool?** Nelson Pool Company has designed a custom pool concept specifically for this backyard, showcasing its potential for the ultimate Florida outdoor living space! Listing agent has an ownership interest in the property

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,924

Sqft

0.18 ac

Lot size

2

Garage

2002

Year built

One

Levels

$275

Per sqft

Inside

FlooringMarble
AppliancesDishwasher · Disposal · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator
InteriorAccessibility Features · Carbon Mono/Detector · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Thermostat · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Mailbox · Private Yard

Community & fees

HOA fee$45/mo
Taxes (2025)$4,926/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,481 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,632
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$411
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,515Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,515
Interest rate7.50%
Loan term

Estimated payment

$4,481/mo

Principal & interest$3,632
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$411
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $529K
$378KedgeAI estimate $405,688 · range $394K–$423K$550K

vs edgeAI estimate

+30.4%

$/sqft vs Bradenton actives

$275 vs $232

Days on market

12 vs 56 typical

Where $275/sqft sits among the 400 Bradenton actives

94
92
97 · this home
57
23
37
$119–173$173–227$227–281$281–334$334–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wallingford

Drive times from this address

Downtown Tampa≈ 55 min
Tampa Int’l Airport (TPA)≈ 58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Wallingford — neighborhood snapshot

Population

751

Median age

41

Median income

$108,889

Median home value

$373,800

Avg household

3

Households w/ children

102

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementaryTara Elementary School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $425K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

170 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $529,000 · 12 days on market since
2002Built · WALLINGFORD

Reality check

What actually sold near 3226 45TH WAY E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3314 45TH AVENUE ESold · Mar ’26

$507,000

3314 45TH AVENUE E · same community

3 bd · 2 ba · 1,924 sqft · $264/sqft · 7 DOM

3206 45TH WAY ESold · Mar ’26

$479,000

3206 45TH WAY E · same community

3 bd · 2 ba · 1,917 sqft · $250/sqft · 158 DOM

3022 45TH WAY ESold · Jul ’26

$445,000

3022 45TH WAY E · same community

3 bd · 2 ba · 1,814 sqft · $245/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3226 45TH WAY E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3226 45TH WAY E — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3226 45TH WAY E FAQs

What would the monthly payment be for 3226 45TH WAY E?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,481/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3226 45TH WAY E?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3226 45TH WAY E?+

The most recent tax bill on record (2025) was $4,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3226 45TH WAY E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $529,000, this home is listed about 37% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.

Which schools are assigned to 3226 45TH WAY E?+

Braden River High School (high), Tara Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY HUB · Jayme Wilson. MLS #A4709715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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