
1625 RIO VISTA TERRACE, PARRISH, FL, 34219
Active14 days on marketListed Oct 24, 2026MLS #A4709912
About this home
1625 RIO VISTA TERRACE
A WATERFRONT MASTERPIECE IN THE AWARD-WINNING ISLANDS ON THE MANATEE RIVER! Custom built in 2025 by Kemick Builders, this extraordinary estate sits on nearly half an acre along one of the community's widest canals. Offering 3,324 SF of living space, 1,017 SF of outdoor living and a 1,089 SF four-car garage (5,430 SF total), the home features 3 en-suite bedrooms, 3.5 baths, a private office and dedicated theater. CUSTOM CRAFTSMANSHIP & DESIGN! Magnificent 10-foot impact-resistant glass-and-iron entry doors, custom made in Italy, open to a 13-foot foyer and soaring 15-foot great room. Architectural wood beams, extensive custom millwork and built-ins, illuminated cabinetry, designer lighting and an elegant electric fireplace create an exceptional setting. FULLY INTEGRATED SMART HOME! Extensive Control4 automation brings together lighting scenes, motorized curtains and window treatments, distributed audio, entertainment and select outdoor features. Concealed speakers, security cameras and commercial-grade mesh Wi-Fi combine advanced technology with refined design. A KITCHEN DESIGNER'S DREAM! Personally planned by the homeowner, a professional kitchen designer, this showpiece features separate Sub-Zero refrigerator and freezer columns, Sub-Zero wine column, dual Fisher & Paykel dishwashers, Monogram wall and speed ovens, and a 48-inch, 7-burner Fulgor Milano induction cooktop beneath a custom wood hood. Exotic stone countertops, double-stacked island, dovetail cabinetry, designer lighting and custom pantry complete the space. The dining room features custom white oak wine shelving. PRIVATE CINEMATIC EXPERIENCE! A glass-enclosed theater with iron detailing features a 140-inch screen, ultra-short-throw projector and immersive Dolby Atmos surround sound with TWO IN-WALL SUBWOOFERS. LUXURIOUS PRIMARY RETREAT! Coffered ceilings, lanai access and programmable motorized sheers and draperies complement dual custom walk-in closets. The spa bath features separate vanities, illuminated mirrors with TV features, freestanding tub and expansive dual-head shower with marble flooring. Two guest suites have private baths and custom closets. YOUR PRIVATE WATERFRONT RESORT! The screened lanai features a gas-heated PebbleTec pool and spa with illuminated water bowls and Wi-Fi controls. Entertain by the gas firepit or outdoor kitchen with EVO grill, Perlick refrigerator, wine chiller and exotic stone surfaces. Outdoor audio, designer lighting, Control4-connected fans and a 60-inch TV enhance every gathering. Professional landscaping, landscape lighting and whole-yard mosquito misting complete the setting. BOATER'S PARADISE! A deeded private dock with 20,000-pound boat lift, water and electric provides access to the Manatee River and beyond. EXCEPTIONAL EXTRAS! Bronze-framed impact glass, 400-amp electrical service, 500-gallon propane tank, tankless hot water with recirculation and in-wall pest management. Custom laundry room with two stacked washer/dryer sets, matching refrigerator, cabinetry and dog wash. Four-car garage with epoxy floors, insulated doors, mini-split climate control, storage lift and two Tesla chargers. EXCLUSIVE COMMUNITY! The Islands offers 24-hour manned gated security, private boat launch and River Lodge with gathering space, fitness room, firepit and dock. Nearby River Wilderness Golf & Country Club offers optional golf, dining and recreation memberships. A rare combination of bespoke design, advanced technology and waterfront living!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,324
Sqft
0.45 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1,021
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$23,596 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,596/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.4%
$/sqft vs Parrish actives
$1,021 vs $207
Days on market
14 vs 70 typical
Where $1,021/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Wilderness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
River Wilderness — neighborhood snapshot
Population
1,548
Median age
65
Median income
$104,688
Median home value
$663,100
Avg household
2
Households w/ children
78%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $384K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
224 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 718% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 1625 RIO VISTA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$3,262,000
1621 RIO VISTA TERRACE · same community
4 bd · 4 ba · 4,321 sqft · $755/sqft · 66 DOM
Sold · Dec ’25$929,000
10014 DAY LILY COURT
4 bd · 4 ba · 3,318 sqft · $280/sqft · 22 DOM
Sold · Aug ’26$840,000
10622 CONCH SHELL TERRACE
4 bd · 3 ba · 3,187 sqft · $264/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1625 RIO VISTA TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1625 RIO VISTA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1625 RIO VISTA TERRACE FAQs
What would the monthly payment be for 1625 RIO VISTA TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $23,596/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1625 RIO VISTA TERRACE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1625 RIO VISTA TERRACE?+
The most recent tax bill on record (2025) was $5,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1625 RIO VISTA TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $3,395,000, this home is listed about 699% above the Parrish median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1625 RIO VISTA TERRACE?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,395,000 runs 718% above the PARRISH 34219 median — but at 3,324 sqft it's also 52% larger than the typical Parrish listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Susan Hill. MLS #A4709912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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