CENTURY 21 Edge
$1,075,0002 bd2 ba1,275 sqft$843 /sqft≈$10,187 /mo all-in ↓

101 BENJAMIN FRANKLIN DRIVE UNIT 94, SARASOTA, FL, 34236

Active15 days on marketListed Oct 23, 2026MLS #A4710098

CondominiumST ARMAND TOWERS

About this home

101 BENJAMIN FRANKLIN DRIVE UNIT 94

ELEVATED COASTAL LIVING ON PRESTIGIOUS LIDO KEY! Discover the perfect blend of coastal sophistication, modern comfort, and an exceptional location in this beautifully updated ninth-floor residence at St. Armands Tower South, directly across from the pristine white sands and turquoise waters of the Gulf of Mexico. Offering 1,275 square feet of thoughtfully designed living space, this two-bedroom, two-bath condominium features an impressive collection of recent improvements, including new hurricane-impact-resistant exterior windows and doors, a new HVAC system, new appliances, and beautiful new flooring. These significant upgrades enhance the residence's comfort, functionality, and timeless appeal. Step inside to discover a bright, inviting interior featuring an open living and dining area, abundant natural light, and a thoughtfully designed galley-style kitchen. Expansive sliding glass doors lead to a private balcony, where you can relax and enjoy captivating city views complemented by partial views of Sarasota Bay. From the ninth floor, the surrounding skyline provides a picturesque backdrop for morning coffee or evening relaxation. Just minutes away, world-renowned St. Armands Circle features an exceptional selection of upscale boutiques, sidewalk cafés, and acclaimed restaurants. Downtown Sarasota, with its vibrant arts scene, theaters, galleries, waterfront dining, and cultural attractions, is conveniently accessible across the scenic John Ringling Causeway. Whether you're seeking an elegant seasonal retreat or a sophisticated year-round residence, this beautifully updated ninth-floor condominium offers an extraordinary opportunity to enjoy one of Sarasota's most coveted coastal destinations.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,275

Sqft

1.42 ac

Lot size

1968

Year built

One

Levels

$843

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofConcrete · Membrane
ConstructionConcrete · Stucco
FoundationConcrete Perimeter · Slab
FacesSouthwest
ExteriorBalcony

Community & fees

HOA fee$1,750/mo
Taxes (2025)$13,310/yr
PetsYes
CommunityBBQ Area · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,187 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,765
PMI (est., until 20% equity)$403
Property tax — 2025 actual bill$1,109
Condo fee — from the listing$1,750
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $107,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $107,500
Interest rate7.50%
Loan term

Estimated payment

$10,187/mo

Principal & interest$6,765
PMI (est., until 20% equity)$403
Property taxes (actual bill)$1,109
HOA / condo fee$1,750
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$734KedgeAI estimate $850,088 · range $765K–$935K$1.1M

vs edgeAI estimate

+26.5%

$/sqft vs Sarasota actives

$843 vs $310

Days on market

15 vs 66 typical

Where $843/sqft sits among the 400 Sarasota actives

234
65
32
26 · this home
14
29
$153–341$341–528$528–715$715–903$903–1090$1090+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lido Key

Drive times from this address

Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,288

Median age

68

Median income

$250,001

Median home value

$1,171,900

Avg household

2

Households w/ children

24%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

168 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $1,075,000 · 15 days on market since
1968Built · ST ARMAND TOWERS

Reality check

What actually sold near 101 BENJAMIN FRANKLIN DRIVE UNIT 94

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 BENJAMIN FRANKLIN DRIVE UNIT 73Sold · May ’26

$1,020,000

101 BENJAMIN FRANKLIN DRIVE UNIT 73 · same community

2 bd · 2 ba · 1,275 sqft · $800/sqft · 17 DOM

101 BENJAMIN FRANKLIN DRIVE UNIT 54Sold · Mar ’26

$735,000

101 BENJAMIN FRANKLIN DRIVE UNIT 54 · same community

2 bd · 2 ba · 1,275 sqft · $576/sqft · 126 DOM

101 BENJAMIN FRANKLIN DRIVE UNIT 66Sold · Jun ’26

$1,050,000

101 BENJAMIN FRANKLIN DRIVE UNIT 66 · same community

2 bd · 2 ba · 1,351 sqft · $777/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 101 BENJAMIN FRANKLIN DRIVE UNIT 94 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 BENJAMIN FRANKLIN DRIVE UNIT 94 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

101 BENJAMIN FRANKLIN DRIVE UNIT 94 FAQs

What would the monthly payment be for 101 BENJAMIN FRANKLIN DRIVE UNIT 94?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,187/mo — principal and interest, the actual property-tax bill, the $1,750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 101 BENJAMIN FRANKLIN DRIVE UNIT 94?+

The association fee works out to $1,750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 101 BENJAMIN FRANKLIN DRIVE UNIT 94?+

The most recent tax bill on record (2025) was $13,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 101 BENJAMIN FRANKLIN DRIVE UNIT 94?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,075,000, this home is listed about 94% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 101 BENJAMIN FRANKLIN DRIVE UNIT 94?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,075,000 runs 13% above the SARASOTA 34236 median.

02Know the monthly fee

The association fee is $1,750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Randall Marks. MLS #A4710098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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