CENTURY 21 Edge
$979,9003 bd2.5 ba2,763 sqft$355 /sqft≈$7,465 /mo all-in ↓

3712 WHIPPOORWILL BOULEVARD, PUNTA GORDA, FL, 33950

Active18 days on marketListed Oct 20, 2026MLS #A4710170

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 14

About this home

3712 WHIPPOORWILL BOULEVARD

Virtually Staged. A BOATER'S PARADISE, SAILBOAT ACCESS, A SPECTACULAR CANAL VIEW, AND A CUSTOM-BUILT WATERFRONT HOME IN PUNTA GORDA ISLES. Located in the deed-restricted Bird Section, this 2,763-square-foot, 3 BED + Den, 3 CAR GARAGE residence combines gracious living spaces with a distinctive waterfront setting. A charming coastal color palette creates a relaxed, welcoming feel throughout. At the back of the home, the great room looks out across the canal, while the screened lanai and recently upgraded saltwater pool create an inviting setting for relaxing or entertaining. The pool features refinished gunite, programmable lighting, and new pavers; an outdoor shower, half bath, and storage closet complete the lanai. The home is along the Christmas Boat Parade route, with views of the decorated boats from the family room and lanai. The spacious kitchen features warm wood cabinetry, rich granite countertops, and a coordinating tile backsplash. Stainless steel appliances include a gas range beneath a statement vent hood and a built-in double oven. Glass-front display cabinetry, abundant storage, generous work surfaces, and a central island with seating make the kitchen both functional and inviting. The floor plan also offers a living room open to the dining area, a breakfast nook, and a den. A double-sided fireplace is visible from both the living room and primary bedroom. The primary suite features double doors to the lanai, two walk-in closets, and an ensuite bath with dual sinks, a walk-in shower, and a jetted tub. The split-bedroom layout includes two guest bedrooms, each with extended storage above the closet. Twelve-foot ceilings and PLANTATION SHUTTERS add to the home’s character, while BAHAMA shutters accent the north- and south-facing windows. The extended dock with SLIDE-MOOR system, water, and electric makes boating access convenient. From Alligator Creek, a scenic boat ride through the harbor leads to Boca Grande Pass and out to the Gulf. Additional highlights include a 2023 METAL ROOF, 250-gallon UNDERGROUND PROPANE TANK, three-car garage with storage, whole-house water filtration, and whole-home storm protection, including remotely operated electric shutters at the rear. Downtown Punta Gorda, Fishermen’s Village, Sunseeker Resort, restaurants, and entertainment are nearby.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,763

Sqft

0.23 ac

Lot size

3

Garage

1999

Year built

One

Levels

$355

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiable

Inside

FlooringCeramic Tile · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Cooktop · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Lights · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral · Electric · Heat Pump · Natural Gas
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewPool · Water
FacesEast
ParkingCircular Driveway · Garage Door Opener · Oversized
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Private Yard · Rain Gutters · Shade Shutter(s) · Sidewalk

Community & fees

Taxes (2025)$9,251/yr
CommunityCanal Front · Fishing · Waterfront · Deed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,465 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,166
PMI (est., until 20% equity)$367
Property tax — 2025 actual bill$771
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,990
Interest rate7.50%
Loan term

Estimated payment

$7,465/mo

Principal & interest$6,166
PMI (est., until 20% equity)$367
Property taxes (actual bill)$771
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $980K
$941KedgeAI estimate $1,098,684 · range $989K–$1.2M$1.3M

vs edgeAI estimate

−10.8%

$/sqft vs PUNTA GORDA ISLES SEC 14

$355 vs $377

Days on market

18 vs 65 typical

Where $355/sqft sits among the 31 homes for sale in PUNTA GORDA ISLES SEC 14

3
4
8 · this home
4
6
6
$151–225$225–299$299–372$372–446$446–520$520+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,022

Median age

67

Median income

$107,800

Median home value

$636,862

Avg household

2

Households w/ children

293

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

15 of 31

PUNTA GORDA ISLES SEC 14 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 232% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 20, 2026Listed at $979,900 · 18 days on market since
1999Built · PUNTA GORDA ISLES SEC 14

Reality check

What actually sold near 3712 WHIPPOORWILL BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1355 JACANA COURTSold · Jan ’26

$1,230,000

1355 JACANA COURT · same community

3 bd · 2 ba · 2,765 sqft · $445/sqft · 15 DOM

1205 ROYAL TERN DRIVESold · Apr ’26

$1,515,000

1205 ROYAL TERN DRIVE · same community

3 bd · 3 ba · 2,731 sqft · $555/sqft · 5 DOM

1422 KITTIWAKE DRIVESold · Mar ’26

$1,250,000

1422 KITTIWAKE DRIVE · same community

3 bd · 2.5 ba · 2,866 sqft · $436/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3712 WHIPPOORWILL BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3712 WHIPPOORWILL BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3712 WHIPPOORWILL BOULEVARD FAQs

What would the monthly payment be for 3712 WHIPPOORWILL BOULEVARD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3712 WHIPPOORWILL BOULEVARD?+

The most recent tax bill on record (2025) was $9,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $979,900, this home is listed about 173% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3712 WHIPPOORWILL BOULEVARD?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$979,900 runs 232% above the PUNTA GORDA 33950 median — but at 2,763 sqft it's also 54% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EPIQUE REALTY INC. · Shelly Fuhrhop, LLC. MLS #A4710170.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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