1393 45TH STREET, SARASOTA, FL, 34234
Active2 days on marketListed Nov 5, 2026MLS #A4710543
About this home
1393 45TH STREET
Welcome to two fully renovated homes on one fenced corner lot within Sarasota city limits. A 3 bedroom, 2 bath main residence and a detached 1 bedroom, 1 bath apartment each have their own driveway, entrance, and outdoor space, so you can keep family close with privacy for everyone or live in one home and let the other help pay the mortgage. Both are move-in ready with a newer roof, ductless mini splits, and luxury vinyl plank flooring, and the apartment’s utilities are on a separate meter. The main home sits behind a gated driveway with a carport and a paver front porch under an exposed wood gable. The open living room has a flex alcove for media or a home office and steps up to a kitchen with custom concrete countertops, white shaker cabinetry with matte black hardware, stainless steel appliances, and a chevron-paneled peninsula. French doors off the dining area lead to a fully fenced backyard with mature shade trees and a patio. The primary suite has its own en suite bath, both guest bedrooms have two closets, and the guest bath offers a frameless glass walk-in shower with a rain head and laundry hookups available. The apartment has its own gated shell driveway off the main road with space for a boat or RV, and it is attached to a large two-car garage for vehicles, a workshop, or storage. Inside, a vaulted, beamed ceiling rises over the living area and a kitchen with white shaker cabinets, gold hardware, white countertops, and a full appliance package. The bedroom has a generous closet, and the bath features a walk-in shower in herringbone marble-look tile. Set in an established North Sarasota neighborhood under a canopy of mature oaks, the property is minutes from Sarasota Bradenton International Airport, The Ringling, New College, and Sarasota Bay. Downtown Sarasota, and Bayfront Park are a short drive south, St. Armands Circle and Lido Beach are just across the bridge, and University Parkway connects you to University Town Center and I-75. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,697
Sqft
0.33 ac
Lot size
2
Garage
1957
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,082 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.4%
Days on market
2 vs 67 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayou Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bayou Oaks — neighborhood snapshot
Population
4,394
Median age
29
Median income
$61,067
Median home value
$288,306
Avg household
3
Households w/ children
414
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1393 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1393 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1393 45TH STREET FAQs
What would the monthly payment be for 1393 45TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1393 45TH STREET?+
The most recent tax bill on record (2026) was $3,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $500,000, this home is listed about 11% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1393 45TH STREET?+
Booker High School (high), Booker Middle School (middle), Emma E. Booker Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4710543.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 1393 45TH STREET but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →