104 5TH STREET S, BRADENTON BEACH, FL, 34217
Active13 days on marketListed Oct 26, 2026MLS #A4710621
About this home
104 5TH STREET S
AQUA PARADISE | LUXURY ISLAND LIVING & PREMIER VACATION RENTAL OPPORTUNITY! Discover this exceptional 7-bedroom, 7.5-bath coastal retreat, perfectly positioned just steps from the sugar-white sands of The Gulf and within walking distance of historic Bridge Street's popular restaurants, bars, shopping, live music, and entertainment. Enjoy the best of Anna Maria Island with both the beach and bay just moments from your doorstep! Built in 2020, this TURNKEY FURNISHED home offers 3,134 square feet of beautifully designed living space and comfortably accommodates up to 16 guests. The open-concept floor plan features designer coastal finishes, a spacious kitchen with an oversized island, generous dining and entertaining areas, and seven inviting bedrooms. Multiple balconies and an incredible rooftop deck showcase panoramic Gulf and Bay views, creating the perfect setting for breathtaking sunsets and coastal relaxation. Step outside to your own private tropical oasis, featuring a resort-style pool, spa, putting green, outdoor dining and grilling areas, and lush landscaping. Designed for entertaining and relaxation, this home delivers the ultimate island vacation experience. PRIME LOCATION & EXCEPTIONAL INVESTMENT POTENTIAL! Currently part of a highly successful vacation rental program, Aqua Paradise combines the features vacationers seek most: accommodations for large groups, resort-style amenities, spectacular water views, and unbeatable walkability to the beach, bay, and vibrant Bridge Street district. Offered turnkey furnished, this property presents an attractive opportunity for investors seeking an established vacation rental or buyers looking for their own luxury island escape. BEACH DAYS. BAY VIEWS. BRIDGE STREET NIGHTS. Schedule your private showing today and experience the best of Anna Maria Island!
Facts & features
The home at a glance
7
Bedrooms
7.5
Bathrooms
3,134
Sqft
0.11 ac
Lot size
2020
Year built
Three Or More
Levels
$1,109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$26,185 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$26,185/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Bradenton Beach actives
$1,109 vs $891
Days on market
13 vs 146 typical
Where $1,109/sqft sits among the 79 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,676
Median age
69.4
Median income
$80,972
Median home value
$657,400
Avg household
1.71
Households w/ children
118
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$630K → $1.1M
Bradenton Beach median sold, yr/yr
89.5%
Sale-to-list ratio (12 mo)
42 of 79
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 216% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 5TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,995,000
106 7TH STREET S · same community
7 bd · 7 ba · 3,078 sqft · $973/sqft · 2 DOM
Sold · May ’26$3,075,000
2200 AVENUE B
7 bd · 7.5 ba · 3,126 sqft · $984/sqft · 44 DOM
Sold · Nov ’25$2,795,000
2213 AVENUE B
7 bd · 7.5 ba · 3,125 sqft · $894/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 104 5TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 5TH STREET S — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
104 5TH STREET S FAQs
What would the monthly payment be for 104 5TH STREET S?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $26,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 104 5TH STREET S?+
The most recent tax bill on record (2025) was $34,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton Beach?+
At $3,475,000, this home is listed about 204% above the Bradenton Beach median of $1,144,500. The market section on this page shows how the area is trending.
Which schools are assigned to 104 5TH STREET S?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,475,000 runs 216% above the BRADENTON BEACH 34217 median — but at 3,134 sqft it's also nearly twice the size of the typical Bradenton Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Matthew Huffman. MLS #A4710621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton Beach homes, in your inbox
Like 104 5TH STREET S but not quite? A daily digest of every new listing in Bradenton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →