8846 FISHERMENS BAY DRIVE, SARASOTA, FL, 34231
Active Under Contract10 days on marketListed Oct 23, 2026MLS #A4710673
About this home
8846 FISHERMENS BAY DRIVE
Under contract-accepting backup offers. Virtually Staged. An exceptional waterfront opportunity in the sought-after Fishermens Bay community, this impressive Jonas Yoder custom-built residence offers 5,764 square feet of living space on over half an acre with direct boating access to Little Sarasota Bay. Featuring five bedrooms, four full bathrooms, two half bathrooms, and expansive water views from every level, the home combines quality craftsmanship, generous living spaces, and a beautiful waterfront setting. Thoughtfully designed with an emphasis on lasting construction and functionality, the residence features soaring ceilings, spacious living and entertaining areas, abundant natural light, and an extraordinary amount of closet space and storage throughout. A metal roof, double-pane windows, and a generator add to the home's appeal, providing valuable features for Florida waterfront living. The substantial floor plan offers flexibility for a variety of uses, with multiple areas to gather, entertain, or simply enjoy the surrounding water views. Outside, the property offers a private swimming pool, expansive grounds, and a waterfront dock with direct boating access to Little Sarasota Bay and the surrounding Sarasota waterways. Enjoy beautiful views from multiple levels of the residence, whether relaxing poolside, spending time outdoors, or heading out on the water. The generous half-acre-plus homesite provides a sense of space and privacy that complements the home's impressive size. Well maintained and showcasing the craftsmanship of its original custom construction, the residence presents an excellent opportunity to personalize the kitchen, bathrooms, and select interior finishes while preserving the quality and character of the home. Its substantial square footage, established waterfront setting, and thoughtful design provide a strong foundation for creating a truly exceptional coastal residence. Located in the desirable Fishermens Bay community, the property offers convenient access to Siesta Key's renowned beaches, shopping, dining, and the many attractions of Sarasota. With its custom construction, expansive waterfront homesite, private pool, dock, and impressive views, this distinctive property offers a compelling combination of space, craftsmanship, and waterfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
5,764
Sqft
0.51 ac
Lot size
3
Garage
1998
Year built
Three Or More
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$19,939 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,939/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Sarasota actives
$485 vs $310
Days on market
10 vs 66 typical
Where $485/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fishermens Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Fishermens Bay — neighborhood snapshot
Population
242
Median age
76
Median income
$88,175
Median home value
$369,500
Avg household
2
Households w/ children
3%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
175 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 955% above the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 8846 FISHERMENS BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,900,000
340 OSPREY POINT DR
5 bd · 6 ba · 6,001 sqft · $317/sqft · 273 DOM
Sold · Aug ’26$2,470,000
449 WEBBS COVE
4 bd · 3.5 ba · 5,287 sqft · $467/sqft · 18 DOM
Sold · Feb ’26$2,189,000
370 SUGAR MILL DRIVE
5 bd · 5.5 ba · 4,783 sqft · $458/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8846 FISHERMENS BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8846 FISHERMENS BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8846 FISHERMENS BAY DRIVE FAQs
What would the monthly payment be for 8846 FISHERMENS BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $19,939/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8846 FISHERMENS BAY DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8846 FISHERMENS BAY DRIVE?+
The most recent tax bill on record (2025) was $12,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8846 FISHERMENS BAY DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $2,795,000, this home is listed about 404% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8846 FISHERMENS BAY DRIVE?+
Gulf Gate Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,795,000 runs 955% above the SARASOTA 34231 median — but at 5,764 sqft it's also nearly 3 times the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Gulf Gate Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HARRY ROBBINS ASSOC INC · Mitchell Helmuth. MLS #A4710673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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