CENTURY 21 Edge
$2,980,0002 bd2.5 ba1,949 sqft$1,529 /sqft≈$22,545 /mo all-in ↓

650 GOLDEN GATE POINT UNIT 302, SARASOTA, FL, 34236

Active5 days on marketListed Nov 2, 2026MLS #A4710733

WaterfrontCondominiumHARBOR VIEW/GOLDEN GATE POINT

About this home

650 GOLDEN GATE POINT UNIT 302

A Waterfront Perspective. Beautifully Reimagined. Experience exceptional waterfront living on Sarasota's coveted Golden Gate Point, where sweeping views of Sarasota Bay, the marina, and downtown skyline provide a stunning backdrop for this completely transformed residence. Located within Harbor View, an intimate boutique community of just 14 residences, this property offers contemporary elegance, designer finishes, and the rare advantage of a deeded boat slip with a private lift. Taken entirely down to the studs and meticulously reimagined in 2024, the residence underwent a comprehensive custom renovation by one of Sarasota's award-winning interior designers. Featuring all-new plumbing and electrical systems, Thermador appliances, and beautifully curated finishes throughout, every detail reflects thoughtful design and modern sophistication. Offering just under 2,000 square feet, the thoughtfully designed floor plan includes two bedrooms, a private office, and two-and-a-half bathrooms, with inviting living spaces and abundant integrated storage. A private elevator opens directly into the residence, providing an exclusive arrival experience and effortless convenience. Two balconies showcase captivating views of the bay, marina, and sparkling Sarasota skyline. For boating enthusiasts, the deeded boat slip is an exceptional feature. Equipped with a 15,000-pound boat lift with new motor and bunks installed in 2025, it offers the convenience of keeping your boat just steps from home, eliminating the challenges of securing marina space and allowing you to enjoy Sarasota's waterways on your own schedule. Offered completely turnkey, including all designer furnishings and contents, this beautifully appointed residence is ready for immediate enjoyment, whether as a full-time home or seasonal waterfront retreat. Harbor View has benefited from significant improvements, including a new roof in 2024 and a fully reconstructed seawall in 2022. Two assigned covered parking spaces, a community pool, and spa complete the amenities. Golden Gate Point perfectly balances waterfront tranquility with the vibrant lifestyle of downtown Sarasota. Enjoy an easy stroll to acclaimed restaurants, boutiques, art galleries, and theaters, while Sarasota Bradenton International Airport is just a convenient 10-minute drive away. A stunning designer transformation, private elevator entry, deeded boating access, and effortless turnkey living-all in one of Sarasota's most desirable waterfront locations.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,949

Sqft

0.52 ac

Lot size

1962

Year built

One

Levels

$1,529

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Gas Cooktop · Ice Maker · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationStilt/On Piling
ViewWater
FacesSouth
ParkingAssigned · Boat · Circular Driveway · Covered · Ground Level · Guest · On Street · Under Building
ExteriorBalcony · Irrigation System · Outdoor Shower · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$30,178/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Boat Slip · Dock · Water Access · Waterfront · Association Recreation - Owned · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$22,545 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$18,753
PMI (est., until 20% equity)$1,118
Property tax — 2025 actual bill$2,515
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $298,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $298,000
Interest rate7.50%
Loan term

Estimated payment

$22,545/mo

Principal & interest$18,753
PMI (est., until 20% equity)$1,118
Property taxes (actual bill)$2,515
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.0M
$1.5MedgeAI estimate $1,766,843 · range $1.6M–$1.9M$3.1M

vs edgeAI estimate

+68.7%

$/sqft vs Sarasota actives

$1,529 vs $313

Days on market

5 vs 66 typical

Where $1,529/sqft sits among the 400 Sarasota actives

249
52
48
16
17
18 · this home
$153–383$383–612$612–841$841–1070$1070–1300$1300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Gate Point

Drive times from this address

Downtown Tampa≈ 65 min
Tampa Int’l Airport (TPA)≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Golden Gate Point — neighborhood snapshot

Population

426

Median age

73

Median income

$83,807

Median home value

$1,056,300

Avg household

2

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

180 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 214% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Nov 2, 2026Listed at $2,980,000 · 5 days on market since
1962Built · HARBOR VIEW/GOLDEN GATE POINT

Reality check

What actually sold near 650 GOLDEN GATE POINT UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

516 SPOONBILL WAYSold · Oct ’26

$1,675,000

516 SPOONBILL WAY

3 bd · 2 ba · 1,930 sqft · $868/sqft · 4 DOM

1354 TEAROSE PLACESold · Mar ’26

$680,000

1354 TEAROSE PLACE

2 bd · 2.5 ba · 1,904 sqft · $357/sqft · 334 DOM

1041 CITRUS AVENUESold · Oct ’26

$1,500,000

1041 CITRUS AVENUE

3 bd · 2 ba · 2,063 sqft · $727/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 650 GOLDEN GATE POINT UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 650 GOLDEN GATE POINT UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

650 GOLDEN GATE POINT UNIT 302 FAQs

What would the monthly payment be for 650 GOLDEN GATE POINT UNIT 302?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $22,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 650 GOLDEN GATE POINT UNIT 302?+

The most recent tax bill on record (2025) was $30,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 650 GOLDEN GATE POINT UNIT 302?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,980,000, this home is listed about 437% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 650 GOLDEN GATE POINT UNIT 302?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,980,000 runs 214% above the SARASOTA 34236 median — but at 1,949 sqft it's also 16% larger than the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Sarasota market that averages 66 — if it fits, move quickly.

04Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MORGANDO REALTY SERVICES, LLC · Gina Morgando. MLS #A4710733.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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