434 S SHORE DRIVE, SARASOTA, FL, 34234
Active12 days on marketListed Oct 26, 2026MLS #A4710735
About this home
434 S SHORE DRIVE
Mid-Century Modern Gem with Pool, Character & Endless Potential in Indian Beach Sapphire Shores. Bring your vision and creativity to this mid-century modern home in the highly desirable Indian Beach Sapphire Shores subdivision! Offering 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan, this property is full of character and ready for someone with the imagination to restore it to its former glory. Inside, you’ll find beautiful wood ceilings accented by exposed beams, adding warmth and architectural charm throughout the home. A wood-burning fireplace creates a welcoming focal point, while the in-ground swimming pool and expansive yard offer plenty of space for outdoor living, entertaining, and creating your own private retreat. Partial water views from the rear of the property add another special touch. This property requires substantial repairs and is being offered cash only, as-is. It presents an opportunity for investors, renovators, or buyers looking for a project with distinctive architectural character, a generous lot, and a desirable location. Utilities have been turned off for some time. Buyer will need to complete inspections prior to making an offer. With its mid-century modern appeal, spacious grounds, pool, and unique setting in Indian Beach Sapphire Shores, this property offers the opportunity to bring new life to a home with plenty of potential. Bring your contractor and your imagination and explore the possibilities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,912
Sqft
0.32 ac
Lot size
1
Garage
1960
Year built
One
Levels
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,777 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,777/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25%
$/sqft vs Sarasota actives
$418 vs $309
Days on market
12 vs 67 typical
Where $418/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Beach / Sapphire Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Indian Beach / Sapphire Shores — neighborhood snapshot
Population
3,229
Median age
49
Median income
$79,669
Median home value
$482,705
Avg household
2
Households w/ children
147
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
170 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 205% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 434 S SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,400,000
820 INDIAN BEACH DRIVE
3 bd · 3 ba · 1,915 sqft · $1,253/sqft · 49 DOM
Sold · Jan ’26$1,420,000
904 VIRGINIA DRIVE
3 bd · 3 ba · 1,920 sqft · $740/sqft · 103 DOM
Sold · Dec ’25$850,000
2814 W TAMIAMI CIRCLE
3 bd · 2.5 ba · 1,997 sqft · $426/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 434 S SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 434 S SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
434 S SHORE DRIVE FAQs
What would the monthly payment be for 434 S SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 434 S SHORE DRIVE?+
The most recent tax bill on record (2025) was $3,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $800,000, this home is listed about 43% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 434 S SHORE DRIVE?+
Booker High School (high), Booker Middle School (middle), Emma E. Booker Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALLPOINTS REALTY · Alison Cochran. MLS #A4710735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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