2009 84TH STREET CIRCLE NW, BRADENTON, FL, 34209
Active15 days on marketListed Oct 24, 2026MLS #A4710750
About this home
2009 84TH STREET CIRCLE NW
Unbeatable value in highly coveted Rivers Ridge! Built in 1998, this estate is one of just 36 custom homes in this exclusive boutique neighborhood. Priced to sell at $650,000 to reflect the need for pool restoration, this 4-bed, 3-bath plus den property offers a rare chance to design your own backyard paradise and build massive equity. A comprehensive $23,600 quote is already in hand to completely overhaul the pool area, with a fast completion timeline of just 3 weeks. At this price point, the buyer has the incredible opportunity to choose their own custom PebbleTec finish, waterline tile, coping, and brick pavers—essentially walking away with a brand-new, customized luxury pool tailored exactly to their taste in less than 3 weeks. Pool is conveyed strictly AS-IS; contractor quote is provided for informational purposes only, with all renovation costs and contractor agreements to be handled by the buyer after closing. The major mechanical heavy lifting is already done: features a brand-new A/C (2026) and a roof only 8 years old. Additionally, a premium $4,700 LeafFilter gutter protection system was installed in October 2022, which transfers to the new owner with a lifetime warranty. Nestled on a generous 1/3-acre lot, this property boasts a fully fenced-in backyard for ultimate privacy, an oversized two-car garage, and a large driveway with plenty of parking. The spacious 2,722 sq ft split floor plan offers formal living/dining spaces, a bright eat-in kitchen, and a large family room opening out to the uncaged open-air pool deck. Location is a dream—just 15 minutes to the pristine beaches of Anna Maria Island, and minutes from kayak launches at Robinson Preserve and historic waterfront trails at DeSoto National Memorial. Excellent educational options nearby include top-rated public schools (Stewart, King, Manatee High) and the prestigious Saint Stephen's Episcopal School. Low annual HOA fees apply. Don't miss the lowest-priced entry point into one of NW Bradenton’s premier enclaves!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,722
Sqft
0.35 ac
Lot size
2
Garage
1998
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,045 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,045/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31%
$/sqft vs Bradenton actives
$239 vs $228
Days on market
15 vs 56 typical
Where $239/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River's Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
River's Ridge — neighborhood snapshot
Population
81
Median age
51
Median income
$106,786
Median home value
$464,700
Avg household
3
Households w/ children
9%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2009 84TH STREET CIRCLE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$750,000
7312 7TH AVENUE NW
4 bd · 3 ba · 2,705 sqft · $277/sqft · 68 DOM
Sold · Mar ’26$1,105,000
9403 9TH AVENUE NW
4 bd · 3.5 ba · 2,604 sqft · $424/sqft · 143 DOM
Sold · Apr ’26$1,400,000
9410 BLUEFIN TERRACE
3 bd · 3 ba · 2,855 sqft · $490/sqft · 368 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2009 84TH STREET CIRCLE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2009 84TH STREET CIRCLE NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2009 84TH STREET CIRCLE NW FAQs
What would the monthly payment be for 2009 84TH STREET CIRCLE NW?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,045/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2009 84TH STREET CIRCLE NW?+
The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2009 84TH STREET CIRCLE NW?+
The most recent tax bill on record (2025) was $5,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2009 84TH STREET CIRCLE NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $650,000, this home is listed about 68% above the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2009 84TH STREET CIRCLE NW?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 68% above the Bradenton median — but at 2,722 sqft it's also 75% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Mike Griffin. MLS #A4710750.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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