CENTURY 21 Edge
$835,0003 bd3 ba1,994 sqft$419 /sqft≈$6,690 /mo all-in ↓

226 SAPPHIRE LAKE DRIVE UNIT 201, BRADENTON, FL, 34209

Active9 days on marketListed Oct 29, 2026MLS #A4710787

WaterfrontCondominiumHARBOUR ISLE PH 9 & MANGROVE WALK PHASE II

Come see it

Upcoming open houses

Sun, Nov 8

1:00 PM – 3:00 PM

From Manatee Ave turn into Harbour Isle on Martinique Ave turn right on Tortuga Dr then turn left on Sapphire lake. Last home on the left at the end of the street with fantastic water views! Look for the red balloons??

Sun, Nov 8

1:00 PM – 3:00 PM

Broker

From Manatee Ave turn into Harbour Isle on Martinique Ave turn right on Tortuga Dr then turn left on Sapphire lake. Last home on the left at the end of the street with fantastic water views! Look for the red balloons??

About this home

226 SAPPHIRE LAKE DRIVE UNIT 201

Welcome to your stunning waterfront sanctuary in the luxurious, gated coastal resort community of Harbour Isle on Anna Maria Sound. This immaculate, light-filled Andros model offers three bedrooms, three baths, and magnificent, unobstructed water views of Sapphire Lake, Anna Maria Sound, Tampa Bay, and the Sunshine Skyway Bridge directly from the Owner's Retreat, sunroom, kitchen, and living areas. Designed for effortless living and entertaining, the expansive open-concept living space features a gourmet kitchen boasting premium stainless steel appliances, updated cabinetry, striking granite countertops, a custom stone backsplash, and elegant gold hardware. Relax and take in breathtaking, vibrant sunsets every evening from the comfort of your home. The tranquil Owner’s suite serves as a true private retreat, featuring a tray ceiling, a spacious walk-in closet, room-darkening drapes, double vanities, a linen cabinet, and a large walk-in shower. The second guest bedroom includes a private en suite bath for ultimate privacy, while a third full hall bath accommodates guests with ease. Additional high-end finishes include custom window treatments, crown molding, designer lighting and ceiling fans, custom architectural details, and a private in-home elevator servicing all levels, including the oversized two-car garage with upgraded flooring. Step outside the gates to enjoy two miles of scenic walking trails, four neighborhood pools with outdoor grills, cabanas, fire pits, and a kayak launch onto the 38-acre lake. Membership in the community grants access to the 23,000-square-foot Beach Club, featuring resort-style amenities including the Sky Bar, lounge, pavilion, state-of-the-art fitness center, yoga and event lawns, a resort pool, hot tub, and a private beach launch into the Sound. Conveniently located just outside your door are the Margaritaville-inspired Compass Hotel, Safe Harbor Marina, and Floridays waterfront tiki restaurant. Cross the nearby bridge to discover the sugar-sand beaches and quaint charm of Anna Maria Island. Experience resort-style living at its absolute finest! Book you private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,994

Sqft

2014

Year built

Two

Levels

$419

Per sqft

WaterfrontPark/Greenbelt & Trees/Woods & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAttic Ventilator · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Elevator · High Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal · Tile
ConstructionBlock · Cement Siding · HardiPlank Type
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesWest
ParkingGarage Door Opener · Garage Faces Side · Guest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2026)$11,542/yr
PetsCats OK, Dogs OK, Yes
CommunityBay/Harbor Front · Intracoastal Waterway · Lake · Marina · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,690 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,255
PMI (est., until 20% equity)$313
Property tax — 2026 actual bill$962
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,500
Interest rate7.50%
Loan term

Estimated payment

$6,690/mo

Principal & interest$5,255
PMI (est., until 20% equity)$313
Property taxes (actual bill)$962
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $835K
$761KedgeAI estimate $880,967 · range $793K–$969K$1.0M

vs edgeAI estimate

−5.2%

$/sqft vs Bradenton actives

$419 vs $232

Days on market

9 vs 56 typical

Where $419/sqft sits among the 400 Bradenton actives

106
95
90
53
22
34 · this home
$123–178$178–233$233–288$288–343$343–398$398+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Drive times from this address

Downtown Tampa≈ 66 min
Tampa Int’l Airport (TPA)≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $425K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

173 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 178% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 29, 2026Listed at $835,000 · 9 days on market since
2014Built · HARBOUR ISLE PH 9 & MANGROVE WALK PHASE II

Reality check

What actually sold near 226 SAPPHIRE LAKE DRIVE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

628 ESTUARY DRIVESold · Mar ’26

$325,000

628 ESTUARY DRIVE

3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM

10419 SPOONBILL ROAD WSold · Dec ’25

$1,150,000

10419 SPOONBILL ROAD W

3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM

11120 SANCTUARY DRIVESold · Dec ’25

$616,000

11120 SANCTUARY DRIVE

3 bd · 2 ba · 1,915 sqft · $322/sqft · 374 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 226 SAPPHIRE LAKE DRIVE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 226 SAPPHIRE LAKE DRIVE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

226 SAPPHIRE LAKE DRIVE UNIT 201 FAQs

What would the monthly payment be for 226 SAPPHIRE LAKE DRIVE UNIT 201?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 226 SAPPHIRE LAKE DRIVE UNIT 201?+

The most recent tax bill on record (2026) was $11,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 226 SAPPHIRE LAKE DRIVE UNIT 201?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $835,000, this home is listed about 116% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.

Which schools are assigned to 226 SAPPHIRE LAKE DRIVE UNIT 201?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$835,000 runs 178% above the BRADENTON 34209 median — but at 1,994 sqft it's also 28% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ON THE WATER · Dennis Smith, LLC. MLS #A4710787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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