
1423 MEDITERRANEAN DRIVE UNIT B, PUNTA GORDA, FL, 33950
Active10 days on marketListed Oct 28, 2026MLS #A4710897
About this home
1423 MEDITERRANEAN DRIVE UNIT B
Virtually Staged. Open the door and step onto your 23-foot screened, tiled lanai. Your boat is just 25 feet away, waiting at your private, deeded concrete dock. No stairs, no hauling gear through a lobby, just easy waterfront living in deed-restricted Punta Gorda Isles. Enjoy direct boating access through the saltwater canal to Charlotte Harbor and the Gulf, with opportunities to fish for tarpon, snook, and redfish or spot dolphins along the way. A spacious storage closet on the lanai keeps your fishing gear and boating essentials close at hand. Inside, this condo features a desirable split-bedroom floor plan, with bedrooms on opposite sides of the living area for added privacy. Two sets of wide sliding glass doors connect the living room to the lanai, while the kitchen and primary bedroom serves up serene canal views. The primary suite includes private lanai access, two built-in closets, and an en-suite bath with a walk-in shower. The guest bedroom also features two built-in closets and convenient access to the guest bath with tub and shower. An in-unit washer and dryer and a hallway linen closet add everyday convenience. Facing south, the lanai enjoys abundant natural light throughout the afternoon, followed by beautiful sunsets and evening skies reflected over the water. The building is tucked at the end of a cul-de-sac, with the heated community pool just steps away—approximately 40 feet from your front door. Enjoy low-maintenance living, with the association fee covering water, sewer, lawn care, and pool maintenance. Major exterior updates include a new metal roof and fresh exterior paint, both completed in 2024. Two assigned parking spaces and electric roll-down shutters protecting the lanai and guest bedroom provide added convenience and peace of mind. Ready for your personal touch, this condo offers the opportunity to update the paint, flooring, and lighting to suit your style. The waterfront setting and boating lifestyle are already here! Conveniently located just 1.6 miles from Fishermen’s Village, 2 miles from downtown Punta Gorda, and less than 10 minutes from Punta Gorda Airport (PGD), you’ll enjoy easy access to shopping, dining, entertainment, and travel. If you’ve been searching for a first-floor waterfront condo with a private dock and direct Gulf access, this is your opportunity. Come see the view—and imagine the possibilities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,089
Sqft
0.03 ac
Lot size
1981
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,480 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.3%
$/sqft vs Punta Gorda actives
$153 vs $208
Days on market
10 vs 65 typical
Where $153/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
172 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1423 MEDITERRANEAN DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$225,000
1423 MEDITERRANEAN DRIVE UNIT C · same community
2 bd · 2 ba · 1,089 sqft · $207/sqft · 1 DOM
Sold · Apr ’26$252,500
1439 MEDITERRANEAN DRIVE UNIT C · same community
2 bd · 2 ba · 1,089 sqft · $232/sqft · 794 DOM
Sold · Sep ’26$290,000
1433 MEDITERRANEAN DRIVE UNIT E · same community
2 bd · 2.5 ba · 1,350 sqft · $215/sqft · 171 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1423 MEDITERRANEAN DRIVE UNIT B — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1423 MEDITERRANEAN DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1423 MEDITERRANEAN DRIVE UNIT B FAQs
What would the monthly payment be for 1423 MEDITERRANEAN DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1423 MEDITERRANEAN DRIVE UNIT B?+
The most recent tax bill on record (2025) was $1,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1423 MEDITERRANEAN DRIVE UNIT B?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $167,000, this home is listed about 53% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1423 MEDITERRANEAN DRIVE UNIT B?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$167,000 is 43% below the PUNTA GORDA 33950 median of $295,500, and at $153/sqft it sits under the Punta Gorda average of $234.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Bill Bambrick. MLS #A4710897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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