3321 CHARLES MACDONALD DRIVE, SARASOTA, FL, 34240
Active Under Contract8 days on marketListed Oct 26, 2026MLS #A4710910
About this home
3321 CHARLES MACDONALD DRIVE
Under contract-accepting backup offers. Virtually Staged. In prestigious Laurel Oak Estates, this custom-built residence offers an exceptional setting overlooking the lake and fourth fairway of the Signature Jones golf course! A circular driveway welcomes you to this impressive four-bedroom, 4.5-bath home, featuring a bright, open plan with natural lighting. Kitchen features stainless steel appliances complemented by a wet bar and built-in desk. Additional features include a 3.5-car garage plus an air-conditioned storage/golf cart garage. On an oversized lot of approximately 0.493 acres, the home features an outdoor living area designed for entertaining with a large pool, spa, outdoor kitchen and awning for shade. Inside, a spacious laundry center with abundant storage adds everyday convenience. Laurel Oak Country Club offers two signature golf courses, 12 Har-Tru tennis courts, pickleball and an active social calendar. Experience the beauty, privacy and lifestyle that make Laurel Oak Estates desirable.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,542
Sqft
0.49 ac
Lot size
3
Garage
1995
Year built
One
Levels
$402
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,649 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,649/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs Sarasota actives
$402 vs $309
Days on market
8 vs 66 typical
Where $402/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Laurel Estates, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,800/mo median
Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Laurel Oak Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Laurel Estates is a short-term-rental community. See the full guide →
Laurel Oak Estates — neighborhood snapshot
Population
1,175
Median age
43
Median income
$135,872
Median home value
$1,053,040
Avg household
2
Households w/ children
97%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
174 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3321 CHARLES MACDONALD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,675,000
3314 CHARLES MACDONALD DRIVE · same community
4 bd · 3.5 ba · 3,221 sqft · $520/sqft · 67 DOM
Sold · May ’26$768,000
4714 ELDER BERRY DRIVE
5 bd · 3 ba · 3,666 sqft · $209/sqft · 37 DOM
Sold · Oct ’26$845,000
8356 MAREVA LANE
4 bd · 3.5 ba · 3,396 sqft · $249/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3321 CHARLES MACDONALD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3321 CHARLES MACDONALD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3321 CHARLES MACDONALD DRIVE FAQs
What would the monthly payment be for 3321 CHARLES MACDONALD DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,649/mo — principal and interest, the actual property-tax bill, the $369/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3321 CHARLES MACDONALD DRIVE?+
The association fee works out to $369 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3321 CHARLES MACDONALD DRIVE?+
The most recent tax bill on record (2025) was $7,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3321 CHARLES MACDONALD DRIVE be rented short-term?+
Yes — this home sits inside Laurel Estates, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3321 CHARLES MACDONALD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,424,000, this home is listed about 157% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3321 CHARLES MACDONALD DRIVE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,424,000 runs 95% above the SARASOTA 34240 median — but at 3,542 sqft it's also nearly twice the size of the typical Sarasota listing.
02Zoned for nightly rentals
Laurel Estates is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Sarasota High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Linda Dooley. MLS #A4710910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 3321 CHARLES MACDONALD DRIVE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kathy to ping you on any price or status change →