CENTURY 21 Edge
Active Under Contract
$599,0002 bd2 ba1,165 sqft$514 /sqft≈$5,400 /mo all-in ↓

5855 MIDNIGHT PASS ROAD UNIT 611, SARASOTA, FL, 34242

Active Under Contract4 days on marketListed Oct 27, 2026MLS #A4710962

CondominiumHARBOR TOWERS Y & R

About this home

5855 MIDNIGHT PASS ROAD UNIT 611

Under contract-accepting backup offers. PRICED TO SELL! Walk into over $20,000 rental income! Discover the best of Siesta Key living at Harbor Towers Yacht & Racquet Club, where waterfront surroundings, resort-style amenities, and rental flexibility come together. Located on the sixth floor, this two-bedroom, two-bath condominium is being sold TURNKEY FURNISHED and has partial views of the Intracoastal Waterway—a relaxing backdrop for watching the boats go by. Whether you’re seeking a full-time residence, seasonal retreat, or investment property, this condo offers an appealing opportunity to own on one of Florida’s most beloved barrier islands. The building has undergone an extensive renovation, including all-new hurricane-impact windows and doors, adding to the appeal of this established waterfront community. A two-week minimum rental policy provides flexibility to enjoy your own island getaways while pursuing vacation-rental income when you’re away. Private storage locker included.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,165

Sqft

8.71 ac

Lot size

1976

Year built

One

Levels

$514

Per sqft

TurnkeyPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesCooktop · Dishwasher · Electric Cooktop · Freezer · Ice Maker · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Thermostat · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors · Smart Lock(s)

Community & fees

HOA fee$776/mo
Taxes (2025)$5,644/yr
PetsNumber Limit, Size Limit, Yes
CommunityBay/Harbor Front · Boat Slip · Dock · Intracoastal Waterway · Marina · Water Access · Waterfront · BBQ Area · Buyer Approval Required · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,400 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,769
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$470
Condo fee — from the listing$776
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate7.50%
Loan term

Estimated payment

$5,400/mo

Principal & interest$3,769
PMI (est., until 20% equity)$225
Property taxes (actual bill)$470
HOA / condo fee$776
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$524KedgeAI estimate $582,250 · range $545K–$640K$666K

vs edgeAI estimate

+2.9%

$/sqft vs Sarasota actives

$514 vs $304

Days on market

4 vs 66 typical

Where $514/sqft sits among the 400 Sarasota actives

251
55 · this home
37
19
7
31
$157–353$353–550$550–746$746–942$942–1139$1139+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

178 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 27, 2026Listed at $599,000 · 4 days on market since
1976Built · HARBOR TOWERS Y & R

Reality check

What actually sold near 5855 MIDNIGHT PASS ROAD UNIT 611

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5855 MIDNIGHT PASS ROAD UNIT 327Sold · Jun ’26

$652,000

5855 MIDNIGHT PASS ROAD UNIT 327 · same community

2 bd · 2 ba · 1,165 sqft · $560/sqft · 146 DOM

5855 MIDNIGHT PASS ROAD UNIT 311Sold · Feb ’26

$640,000

5855 MIDNIGHT PASS ROAD UNIT 311 · same community

2 bd · 2 ba · 1,165 sqft · $549/sqft · 359 DOM

5855 MIDNIGHT PASS ROAD UNIT 404Sold · May ’26

$595,000

5855 MIDNIGHT PASS ROAD UNIT 404 · same community

2 bd · 2 ba · 1,152 sqft · $516/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5855 MIDNIGHT PASS ROAD UNIT 611 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5855 MIDNIGHT PASS ROAD UNIT 611 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5855 MIDNIGHT PASS ROAD UNIT 611 FAQs

What would the monthly payment be for 5855 MIDNIGHT PASS ROAD UNIT 611?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,400/mo — principal and interest, the actual property-tax bill, the $776/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5855 MIDNIGHT PASS ROAD UNIT 611?+

The association fee works out to $776 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5855 MIDNIGHT PASS ROAD UNIT 611?+

The most recent tax bill on record (2025) was $5,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5855 MIDNIGHT PASS ROAD UNIT 611?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $599,000, this home is listed about 8% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5855 MIDNIGHT PASS ROAD UNIT 611?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 25% above the SARASOTA 34242 median.

02Know the monthly fee

The association fee is $776/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 4 days on market in a Sarasota market that averages 66 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Kelli Eggen. MLS #A4710962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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