CENTURY 21 Edge
$26,000≈$386 /mo all-in ↓

18721 NW 278TH STREET, OKEECHOBEE, FL, 34972

Active10 days on marketListed Oct 27, 2026MLS #A4710977

✦ Priced 48% below the OKEECHOBEE 34972 median

About this home

18721 NW 278TH STREET

Discover 1.25 acres of vacant land in Viking Estates, Okeechobee. This high-and-dry, partially cleared parcel offers a head start on your plans while preserving its natural Florida setting. Enjoy the space and privacy of rural acreage with no HOA and room to explore recreational, agricultural, or future development possibilities. Lake Okeechobee’s fishing and boating are within driving distance, and Kissimmee Prairie Preserve State Park offers even more opportunities to enjoy the outdoors. Whether you’re looking for a weekend retreat, a place to pursue your land ownership goals, or a long-term investment, this property is full of potential.

Facts & features

The home at a glance

1.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$434/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$386 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$179
FHA mortgage insurance (est.)$11
Property tax — 2025 actual bill$36
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $910Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $910
Interest rate7.50%
Loan term

Estimated payment

$386/mo

Principal & interest$179
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$36
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Okeechobee

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34972 — neighborhood snapshot

Population

20,066

Median age

37.9

Median income

$61,040

Median home value

$220,000

Avg household

2.77

Households w/ children

2,548

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$166K → $262K

Okeechobee median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →

Paper trail

This home's history

Oct 27, 2026Listed at $26,000 · 10 days on market since

Reality check

What actually sold near 18721 NW 278TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16803 NW 288TH STREETSold · Mar ’26

$369,900

16803 NW 288TH STREET

3 bd · 2.5 ba · 1,291 sqft · $287/sqft · 24 DOM

17255 NW 272ND STREETSold · Aug ’26

$455,000

17255 NW 272ND STREET

3 bd · 2 ba · 1,296 sqft · $351/sqft · 93 DOM

19033 NW 262ND STREETSold · Jun ’26

$235,000

19033 NW 262ND STREET

3 bd · 2 ba · 1,493 sqft · $157/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 18721 NW 278TH STREET — start here.

CallText
chad.creech@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18721 NW 278TH STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18721 NW 278TH STREET FAQs

What would the monthly payment be for 18721 NW 278TH STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18721 NW 278TH STREET?+

The most recent tax bill on record (2025) was $434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $26,000, this home is listed about 91% below the Okeechobee median of $287,450. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4710977.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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