532 MEADOW SWEET CIRCLE, OSPREY, FL, 34229
Active1 days on marketListed Nov 6, 2026MLS #A4710981
About this home
532 MEADOW SWEET CIRCLE
Welcome to The Cottages of Rivendell, one of Osprey's most charming and picturesque neighborhoods! Discover a truly unique Florida setting, where majestic oak trees create a beautiful canopy over the streets, and charming white picket fences add a touch of timeless character. Nestled within the desirable Rivendell community, The Cottages offers a maintenance-free lifestyle in a peaceful, welcoming atmosphere for a low HOA fee. Step inside this inviting 3-bedroom, 2-bathroom home and experience an immediate sense of elegance and openness. The impressive high tray ceiling enhances the spacious great room, where the living and dining areas flow seamlessly together. An open kitchen connects beautifully with the main living space, creating an ideal setting for everyday comfort and effortless entertaining. Beyond your front door, enjoy the special sense of community that makes The Cottages of Rivendell so desirable. Residents have access to a private community pool and clubhouse, perfect for relaxing, gathering with neighbors, and creating lasting memories at community events. Ideally located 5,5 miles from Nokomis Beach and a short walk from the nationally recognized Pine View School, Florida's top-rated school for the gifted.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,793
Sqft
0.13 ac
Lot size
2
Garage
2000
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,648 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,648/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
Days on market
1 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rivendell
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
Rivendell — neighborhood snapshot
Population
1,379
Median age
60
Median income
$102,449
Median home value
$618,500
Avg household
2
Households w/ children
158
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$625K → $665K
Osprey median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 532 MEADOW SWEET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 532 MEADOW SWEET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
532 MEADOW SWEET CIRCLE FAQs
What would the monthly payment be for 532 MEADOW SWEET CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,648/mo — principal and interest, the actual property-tax bill, the $283/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 532 MEADOW SWEET CIRCLE?+
The association fee works out to $283 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 532 MEADOW SWEET CIRCLE?+
The most recent tax bill on record (2026) was $4,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 532 MEADOW SWEET CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $570,000, this home is listed about 26% below the Osprey median of $772,000. The market section on this page shows how the area is trending.
Which schools are assigned to 532 MEADOW SWEET CIRCLE?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OSPREY 34229 market on paper
$570,000 is 18% below the OSPREY 34229 median of $695,000, and at $318/sqft it sits under the Osprey average of $404.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Osprey market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Zita Bowers. MLS #A4710981.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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