CENTURY 21 Edge
$1,990,0003 bd3 ba2,649 sqft$751 /sqft≈$14,416 /mo all-in ↓

1921 MONTE CARLO DRIVE UNIT 701, SARASOTA, FL, 34231

Active3 days on marketListed Nov 4, 2026MLS #A4711093

WaterfrontCondominiumPHILLIPPI LANDINGS A

About this home

1921 MONTE CARLO DRIVE UNIT 701

LUXURY WATERFRONT PENTHOUSE WITH EXPANSIVE 1,000 SQ. FT. PRIVATE TERRACE/BALCONY IN PHILLIPPI LANDINGS! Experience waterfront living in this beautifully renovated 7th-floor penthouse at Phillippi Landings, one of Sarasota's desirable gated waterfront communities. Offering 2,649 sq. ft. of living space, 3 bedrooms, 3 full bathrooms, and an extraordinary approximately 1,000 sq. ft. private terrace and second screened-in balcony, this residence features breathtaking panoramic views of Phillippi Creek, the Intracoastal Waterway, and surrounding waterways. Enjoy direct elevator access from the secured parking garage into your private residence. An elegant foyer opens to a spacious, light-filled great room showcasing new luxury vinyl flooring throughout the living areas and bedrooms, custom tray ceilings, crown molding, designer lighting, recessed lighting, and architectural details. A separate formal dining room and private screened balcony overlooking the water complete the inviting living spaces. The renovated gourmet kitchen features 48-inch cabinetry, quartz countertops, an island cooktop with stainless steel hood, built-in appliances, and a Butler's pantry with an additional oven, washer & dryer. The thoughtfully designed three-way split-bedroom floor plan offers privacy for residents and guests. The spacious primary suite features soaring ceilings, designer lighting, a sitting area overlooking Phillippi Creek, and two walk-in closets with California-style built-ins. The luxurious primary bathroom includes separate marble vanities, custom cabinetry, a garden soaking tub, and a marble-finished walk-in shower. An additional den or reading room opens directly to the outdoor terrace. One guest bedroom features a private bathroom and terrace access, while the third bedroom and additional full bathroom are located on the opposite side of the residence. The remarkable 1,000 sq. ft. private terrace is the centerpiece of this penthouse! Partially covered and surrounded by beautiful waterfront scenery, this expansive outdoor retreat is perfect for entertaining, outdoor dining, relaxing, and enjoying Sarasota's coastal lifestyle. Open-air grilling is permitted. Phillippi Landings offers gated access, a clubhouse with catering kitchen, fitness center, heated pool, spa, dog park, BBQ area, and kayak launch. Boat docks may be available for separate purchase when offered for sale. Phillippi Creek connects to Roberts Bay, Sarasota Bay, and the Gulf of Mexico through Big Pass. Ideally located under 4 miles from Downtown Sarasota and the world-renowned beaches of Siesta Key, this residence offers convenient access to Sarasota's coastal attractions, dining, and recreation. Featuring a beautifully renovated interior, new luxury vinyl flooring, whole-property water filtration, direct elevator access, a two-car garage, and an extraordinary waterfront terrace, this penthouse offers an exceptional opportunity for luxury Sarasota living. Some designer furnishings are included. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,649

Sqft

0.46 ac

Lot size

2

Garage

2006

Year built

One

Levels

$751

Per sqft

WaterfrontCity & Trees/Woods & Water viewPartiallyPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Elevator · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete
FoundationSlab
ViewCity · Trees/Woods · Water
FacesWest
ParkingUnder Building
ExteriorBalcony · Lighting

Community & fees

Taxes (2025)$11,842/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityCanal Front · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · BBQ Area · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,416 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$12,523
PMI (est., until 20% equity)$746
Property tax — 2025 actual bill$987
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,000
Interest rate7.50%
Loan term

Estimated payment

$14,416/mo

Principal & interest$12,523
PMI (est., until 20% equity)$746
Property taxes (actual bill)$987
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.4MedgeAI estimate $1,507,167 · range $1.5M–$1.6M$2.1M

vs edgeAI estimate

+32%

$/sqft vs Sarasota actives

$751 vs $313

Days on market

3 vs 67 typical

Where $751/sqft sits among the 400 Sarasota actives

230
61
38
22 · this home
14
35
$154–348$348–541$541–734$734–927$927–1120$1120+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Phillippi Landings

Drive times from this address

Downtown Tampa≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Phillippi Landings — neighborhood snapshot

Population

418

Median age

71

Median income

$101,500

Median home value

$574,600

Avg household

2

Households w/ children

19%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

181 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 651% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $1,990,000 · 3 days on market since
2006Built · PHILLIPPI LANDINGS A

Reality check

What actually sold near 1921 MONTE CARLO DRIVE UNIT 701

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6454 BEECHWOOD AVENUESold · Jul ’26

$750,000

6454 BEECHWOOD AVENUE

3 bd · 2.5 ba · 2,661 sqft · $282/sqft · 47 DOM

6755 AVENUE BSold · Sep ’26

$1,180,000

6755 AVENUE B

3 bd · 2 ba · 2,343 sqft · $504/sqft · 14 DOM

1712 CHEYENNE STREETSold · Apr ’26

$460,000

1712 CHEYENNE STREET

3 bd · 2 ba · 1,740 sqft · $264/sqft · 116 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1921 MONTE CARLO DRIVE UNIT 701 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1921 MONTE CARLO DRIVE UNIT 701 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1921 MONTE CARLO DRIVE UNIT 701 FAQs

What would the monthly payment be for 1921 MONTE CARLO DRIVE UNIT 701?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $14,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1921 MONTE CARLO DRIVE UNIT 701?+

The most recent tax bill on record (2025) was $11,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1921 MONTE CARLO DRIVE UNIT 701?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,990,000, this home is listed about 256% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1921 MONTE CARLO DRIVE UNIT 701?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,990,000 runs 651% above the SARASOTA 34231 median — but at 2,649 sqft it's also 57% larger than the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Sarasota market that averages 67 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED SHORE LLC · Kevin Tai. MLS #A4711093.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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