12705 STONE RIDGE PLACE, LAKEWOOD RANCH, FL, 34202
Active10 days on marketListed Oct 28, 2026MLS #A4711101
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Upcoming open house
Sat, Nov 7
1:00 PM – 3:00 PM
About this home
12705 STONE RIDGE PLACE
~Fabulous Private Country Club Home in Sought-After Lakewood Ranch! Discover luxury living in this beautifully maintained Neal Signature home, tucked away on a quiet, private cul-de-sac with just a few homes. Offering 3 bedrooms, 3 bathrooms, 3 Car Garage and a separate office, this pristine residence combines elegant upgrades with an exceptional lifestyle. The beautifully updated kitchen features rich wood cabinetry, NEW quartz countertops, and an oversized island perfect for entertaining. Quartz countertops continue into the bathrooms, while tray ceilings, engineered hardwood flooring in the bedrooms, and tile throughout the main living areas add to the home’s refined appeal. The spacious primary suite features an oversized walk-in closet with custom built-ins. Step outside to your own private tropical retreat, where a sparkling pool and spa create the perfect setting for relaxing or entertaining in peaceful, tranquil surroundings. The garage is enhanced with a separate split AC unit and is currently set up as a workout room, offering added versatility. Enjoy the ease of maintenance-free living, with the HOA taking care of lawn mowing, shrubs, and fresh mulch, allowing you more time to enjoy the Florida lifestyle. Just a bike ride or golf cart ride away, Waterside offers a popular farmers market, live music, food trucks, and a vibrant atmosphere. You’re also just minutes from Main Street Lakewood Ranch, with its wonderful selection of shops, restaurants, and entertainment. Plus, the area’s world-famous Gulf Coast beaches are just a short drive away. A rare opportunity to enjoy privacy, luxury, and convenience in one exceptional home within Lakewood Ranch, recognized as the nation’s premier master-planned community. Golf and social membership to Lakewood Ranch is OPTIONAL !!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,539
Sqft
0.29 ac
Lot size
3
Garage
2010
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,951 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,951/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Lakewood Ranch actives
$342 vs $285
Days on market
10 vs 37 typical
Where $342/sqft sits among the 295 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
Lakewood Ranch Country Club — neighborhood snapshot
Population
3,653
Median age
66
Median income
$132,549
Median home value
$650,811
Avg household
2
Households w/ children
190
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$603K → $621K
Lakewood Ranch median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
139 of 295
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 12705 STONE RIDGE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,050,000
12714 STONE RIDGE PLACE · same community
3 bd · 3 ba · 2,674 sqft · $393/sqft · 61 DOM
Sold · Jun ’26$790,000
7325 LAKE FOREST GLEN · same community
3 bd · 2 ba · 2,279 sqft · $347/sqft · 98 DOM
Sold · Mar ’26$725,000
7423 LAKE FOREST GLEN · same community
3 bd · 2 ba · 2,200 sqft · $330/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12705 STONE RIDGE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12705 STONE RIDGE PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12705 STONE RIDGE PLACE FAQs
What would the monthly payment be for 12705 STONE RIDGE PLACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,951/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12705 STONE RIDGE PLACE?+
The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12705 STONE RIDGE PLACE?+
The most recent tax bill on record (2025) was $9,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12705 STONE RIDGE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $869,000, this home is listed about 37% above the Lakewood Ranch median of $634,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12705 STONE RIDGE PLACE?+
R. Dan Nolan Middle School (middle), Robert Willis Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$869,000 runs 40% above the LAKEWOOD RANCH 34202 median — but at 2,539 sqft it's also 17% larger than the typical Lakewood Ranch listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
R. Dan Nolan Middle School, Robert Willis Elementary School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Judi Taulbee. MLS #A4711101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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