11820 CRESCENT CREEK ROAD, PUNTA GORDA, FL, 33955
Active9 days on marketListed Oct 29, 2026MLS #A4711317
About this home
11820 CRESCENT CREEK ROAD
Under Construction. MOVE-IN READY!! Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. Designed to maximize comfort and grant ease of living, this new townhome features two stories of versatile space. On the first floor is an open-concept kitchen that melds into an intimate dining area and a welcoming Great Room. It extends further out into a patio perfect for relaxing moments in the fresh air. Upstairs is the tranquil owner’s suite with an attached bathroom and walk-in closet, while two secondary bedrooms are situated at the opposite end of the home for enhanced privacy. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,392
Sqft
0.06 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,013 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$165 vs $207
Days on market
9 vs 65 typical
Where $165/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 410% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 11820 CRESCENT CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$285,000
30353 BEECH ROAD
3 bd · 2 ba · 1,406 sqft · $203/sqft · 139 DOM
Sold · Aug ’26$240,000
30450 HOLLY ROAD
3 bd · 2 ba · 1,416 sqft · $169/sqft · 7 DOM
Sold · Feb ’26$875,000
31780 WASHINGTON LOOP ROAD
2 bd · 2 ba · 1,438 sqft · $608/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11820 CRESCENT CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11820 CRESCENT CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11820 CRESCENT CREEK ROAD FAQs
What would the monthly payment be for 11820 CRESCENT CREEK ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,013/mo — principal and interest, estimated property taxes, the $176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11820 CRESCENT CREEK ROAD?+
The association fee works out to $176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11820 CRESCENT CREEK ROAD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11820 CRESCENT CREEK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $229,499, this home is listed about 36% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11820 CRESCENT CREEK ROAD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LENNAR REALTY INC · Jessica Martin. MLS #A4711317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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