CENTURY 21 Edge
$365,0003 bd1.5 ba1,440 sqft$253 /sqft≈$3,093 /mo all-in ↓

5712 20TH STREET W, BRADENTON, FL, 34207

Active9 days on marketListed Oct 30, 2026MLS #A4711379

Private poolSingle Family ResidenceSOUTHWOOD VILLAGE FIRST ADD REP

About this home

5712 20TH STREET W

Priced to sell, pool home with no HOA, no CDD, and no rental restrictions. Here's your opportunity to own one of the best priced pool homes in West Bradenton. Offering 3 bedrooms, 1 and a half bathrooms, and 1,440 square feet of living space, this home features a spacious open floor plan with generously sized living areas and plenty of natural light throughout. The large primary bedroom offers plenty of space, while the kitchen features solid wood cabinetry and an open layout that flows into the main living areas. Another huge bonus, the existing half bathroom offers plenty of room to add a shower, creating the potential for a full 3-bedroom, 2-bathroom home with a relatively simple modification. Several major improvements have already been completed, including a new roof in 2021, new water heater in 2026, and a beautifully resurfaced pool in 2026, featuring an attractive new dark finish. The oversized screen pool enclosure provides an abundance of outdoor living space, perfect for entertaining, relaxing, or enjoying Florida's beautiful weather year round. Another unique feature is the home's natural gas service, which powers the stove, dryer, and water heater, a relatively uncommon find in the area. The washer and dryer are also included with the sale. Parking, storage, and future possibilities are another major advantage of this property. The home features 2 covered parking spaces, including an attached carport under the main roof and an additional extended carport, along with ample additional driveway parking. Looking for even more living space or potential rental income? The carport under the main roof presents an excellent opportunity for conversion into additional living space or potentially a private mother-in-law suite, subject to applicable permits and approvals. Best of all, even with a conversion, you'd still retain a covered parking space and plenty of additional driveway parking. An exceptionally large exterior storage unit provides even more room for tools, equipment, and belongings. With no HOA fees, no CDD fees, and no rental restrictions, this property offers incredible flexibility for homeowners and investors alike. Situated on a quiet street in the heart of West Bradenton, this home offers an incredibly convenient location close to everything the area has to offer. Enjoy easy access to the beautiful Gulf beaches of Anna Maria Island, Holmes Beach, and Bradenton Beach, along with the shopping, dining, and entertainment of downtown Bradenton and the Bradenton Riverwalk. Sarasota Bradenton International Airport, downtown Sarasota, IMG Academy, and numerous shopping centers, restaurants, and everyday conveniences are all within easy driving distance. With its central location, spacious layout, recently completed improvements, oversized screened pool area, and excellent potential to add both living space and value, this property offers an outstanding opportunity at an affordable price point. Pool homes in West Bradenton with no HOA, no CDD, and this much potential are hard to find at this price.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,440

Sqft

0.17 ac

Lot size

1961

Year built

One

Levels

$253

Per sqft

Private pool

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Cooktop · Gas Water Heater · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane · Shingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingCovered · Off Street
ExteriorPrivate Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,184/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,093 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,506
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate7.50%
Loan term

Estimated payment

$3,093/mo

Principal & interest$2,506
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$350KedgeAI estimate $380,834 · range $369K–$392K$408K

vs edgeAI estimate

−4.2%

$/sqft vs Bradenton actives

$253 vs $232

Days on market

9 vs 56 typical

Where $253/sqft sits among the 400 Bradenton actives

96
92
93 · this home
56
24
39
$119–174$174–229$229–283$283–338$338–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Shore Gardens

Drive times from this address

Downtown Tampa≈ 57 min
Tampa Int’l Airport (TPA)≈ 60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Bay Shore Gardens — neighborhood snapshot

Population

5,999

Median age

56

Median income

$58,694

Median home value

$203,738

Avg household

2

Households w/ children

373

For the school run

Manatee County School District

ElementaryBayshore Elementary School★★★★★
HighBayshore High School★★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $411K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

171 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 205% above the BRADENTON 34207 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $365,000 · 9 days on market since
1961Built · SOUTHWOOD VILLAGE FIRST ADD REP

Reality check

What actually sold near 5712 20TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5807 24TH STREET WSold · Mar ’26

$412,500

5807 24TH STREET W · same community

3 bd · 2 ba · 1,468 sqft · $281/sqft · 41 DOM

5823 22ND STREET WSold · Apr ’26

$415,000

5823 22ND STREET W · same community

3 bd · 2 ba · 1,408 sqft · $295/sqft · 1 DOM

5812 22ND STREET WSold · Apr ’26

$305,000

5812 22ND STREET W · same community

3 bd · 1.5 ba · 1,403 sqft · $217/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5712 20TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5712 20TH STREET W — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5712 20TH STREET W FAQs

What would the monthly payment be for 5712 20TH STREET W?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,093/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5712 20TH STREET W?+

The most recent tax bill on record (2025) was $3,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $365,000, this home is listed about 6% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5712 20TH STREET W?+

Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREFERRED SHORE LLC · Johnny Hopper, PA. MLS #A4711379.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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