6408 MERCER ROAD, BRADENTON, FL, 34207
Active2 days on marketListed Nov 6, 2026MLS #A4711556
Come see it
Upcoming open house
Sun, Nov 8
12:00 PM – 2:00 PM
About this home
6408 MERCER ROAD
Discover the lifestyle you’ve been dreaming of in this beautiful, updated two-bedroom, two-bath villa in the highly desired 55+ community of Cambridge Village. Cozy, charming, and thoughtfully renovated, this inviting home is ready for the right person to move right in and make it their own—with no updating to worry about! Inside, enjoy updated flooring, a refreshed kitchen, and new ceiling fans that add comfort and style throughout. The villa’s warm, welcoming feel makes it easy to picture relaxing at home or hosting friends. Outdoor living is just as appealing. A side, fenced-in porch with an awning offers a shady spot to share dinner, visit with friends, or simply enjoy the fresh air. At the back of the home, a beautiful porch is framed by mature shrubs that create a natural sense of privacy—almost like having your own green fence. With mature landscaping along the sides and rear, this peaceful retreat feels like a little paradise of its own! This villa’s location also offers added flexibility for buyers who would like to explore adding a Florida room at the back, provided any addition stays within the property line and meets applicable community requirements. Cambridge Village is known for its friendly neighbors, beautifully maintained grounds, and shared green spaces. With regular social activities, it’s a wonderful place to make friends, and build the kind of connections that can feel like family—all while enjoying low association fees. A charming home, inviting outdoor spaces, a welcoming community, and a move-in-ready interior make this villa a true hidden gem. Come see what makes Cambridge Village such a special place to call home!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,103
Sqft
0.09 ac
Lot size
1973
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,608 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,608/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs CAMBRIDGE VILLAGE
$267 vs $242
Days on market
2 vs 56 typical
Where $267/sqft sits among the 7 homes for sale in CAMBRIDGE VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Shore Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Bay Shore Gardens — neighborhood snapshot
Population
5,999
Median age
56
Median income
$58,694
Median home value
$203,738
Avg household
2
Households w/ children
373
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 7
CAMBRIDGE VILLAGE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 146% above the BRADENTON 34207 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6408 MERCER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$277,000
3213 CAMBRIDGE AVENUE · same community
2 bd · 2 ba · 1,103 sqft · $251/sqft · 274 DOM
Sold · Nov ’25$295,000
3213 MERCER ROAD · same community
2 bd · 2 ba · 1,139 sqft · $259/sqft · 129 DOM
Sold · Dec ’25$200,000
6308 MERCER ROAD · same community
2 bd · 1 ba · 1,005 sqft · $199/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6408 MERCER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6408 MERCER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6408 MERCER ROAD FAQs
What would the monthly payment be for 6408 MERCER ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,608/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6408 MERCER ROAD?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6408 MERCER ROAD?+
The most recent tax bill on record (2026) was $806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6408 MERCER ROAD?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $295,000, this home is listed about 24% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 6408 MERCER ROAD?+
Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Cynthia Creswell. MLS #A4711556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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