
3906 TWIN RIVERS TRAIL, PARRISH, FL, 34219
Active2 days on marketListed Nov 5, 2026MLS #A4711606
Come see it
Upcoming open house
Sat, Nov 7
1:00 PM – 3:00 PM
About this home
3906 TWIN RIVERS TRAIL
Over an acre. Five bedrooms. A $35,000 kitchen remodel. Welcome to 3906 Twin Rivers Trail, a custom-built pool home on 1.06 acres in the original phase of Twin Rivers, Parrish’s golf-cart-friendly river community. Inside, 3,300 sq ft gives you 5 bedrooms, 3 baths and defined living spaces where every room has a purpose. The newly remodeled kitchen is the showstopper, and custom finishes carry throughout. Hosting extended stays? The interior bonus suite doubles as an in-law suite, with its own bedroom, bathroom and living room. Working from home? Pick your office. There’s one inside the home, plus a second in the converted garage with its own exterior door, so clients never step into your living space. Two garage bays are still left for cars and toys. Out back, the pool and hot tub are waiting, with an acre of elbow room around them. Picture morning coffee on the lanai and evenings under the stars. And then there’s the river. Twin Rivers residents enjoy the Riverhouse, a private boat ramp, docks and fishing piers on the Manatee River, kayak and canoe storage, walking trails, sports courts and playgrounds. The HOA fees are low and there’s NO CDD. Minutes from I-75 and US-301, with Tampa, St. Pete and the Gulf beaches an easy drive away. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,332
Sqft
1.06 ac
Lot size
2004
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,078 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,078/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
Days on market
2 vs 70 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Rivers
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Twin Rivers — neighborhood snapshot
Population
1,806
Median age
49
Median income
$131,042
Median home value
$601,000
Avg household
3
Households w/ children
154
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $384K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3906 TWIN RIVERS TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3906 TWIN RIVERS TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3906 TWIN RIVERS TRAIL FAQs
What would the monthly payment be for 3906 TWIN RIVERS TRAIL?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,078/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3906 TWIN RIVERS TRAIL?+
The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3906 TWIN RIVERS TRAIL?+
The most recent tax bill on record (2026) was $9,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3906 TWIN RIVERS TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $1,050,000, this home is listed about 147% above the Parrish median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3906 TWIN RIVERS TRAIL?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 153% above the PARRISH 34219 median — but at 3,332 sqft it's also 52% larger than the typical Parrish listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Parrish market that averages 70 — if it fits, move quickly.
04Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of INNOVATE REAL ESTATE · Jennifer Young. MLS #A4711606.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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