CENTURY 21 Edge
$215,0002 bd2 ba800 sqft$269 /sqft≈$1,930 /mo all-in ↓

4004 14TH STREET E, ELLENTON, FL, 34222

Active5 days on marketListed Nov 2, 2026MLS #A4711660

WaterfrontMobile HomeTIDEVUE/DE SOTO COMMUNITY UNIT ONE

About this home

4004 14TH STREET E

Discover the beauty of peaceful Florida living in this beautifully maintained, turn-key furnished home nestled on Gamble Lake in Tidevue Estates, a land-owned, active 55+ community. Situated on two lots, this special property offers a tranquil setting surrounded by mature Florida live oaks, tasteful landscaping, and native Florida plants. Relax on the spacious 19x12 deck and enjoy your morning coffee while watching native birds, turtles, and the abundant Florida wildlife. Fish for bass from your own private dock.The home features a new roof in 2025, along with a new HVAC system and water heater in 2026. Additional improvements include updated windows throughout, kitchen cabinetry and countertops, and beautiful walnut-colored laminate flooring throughout the home. The open floor plan seamlessly connects the living and dining areas, creating a welcoming space for entertaining. Enjoy peaceful Gamble Lake views right from the primary bedroom, with direct access to the deck. The updated primary en-suite features a new vanity and walk-in shower. The second bathroom has also been tastefully updated with new flooring, vanity, and walk-in shower. An 18x16 shed provides versatility, featuring a separate laundry room with additional space for storage, hobbies, or a workshop. Low HOA of only $600 annually. Pets are not permitted. Plenty of activities to keep you busy in this community. Whether you're looking for a peaceful year-round residence or the perfect Florida getaway, this inviting lakefront property offers the lifestyle you've been dreaming of!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

800

Sqft

0.11 ac

Lot size

1967

Year built

One

Levels

$269

Per sqft

WaterfrontTurnkey55+ community

Inside

FlooringLaminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryOutside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesSoutheast
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$1,787/yr
PetsNo
CommunityLake · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center · Park · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,930 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,476
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$149
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate7.50%
Loan term

Estimated payment

$1,930/mo

Principal & interest$1,476
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$149
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$102KedgeAI estimate $118,331 · range $106K–$122K$224K

vs edgeAI estimate

+81.7%

$/sqft vs Ellenton actives

$269 vs $174

Days on market

5 vs 77 typical

Where $269/sqft sits among the 98 Ellenton actives

21
33
18
15
4 · this home
7
$112–145$145–178$178–212$212–245$245–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ellenton

Drive times from this address

Downtown Tampa≈ 43 min
Tampa Int’l Airport (TPA)≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

ELLENTON 34222 — neighborhood snapshot

Population

14,529

Median age

55.7

Median income

$66,105

Median home value

$194,300

Avg household

2.34

Households w/ children

1,253

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$235K → $355K

Ellenton median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

47 of 98

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

Nov 2, 2026Listed at $215,000 · 5 days on market since
1967Built · TIDEVUE/DE SOTO COMMUNITY UNIT ONE

Reality check

What actually sold near 4004 14TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1413 41ST AVENUE ESold · Jan ’26

$68,000

1413 41ST AVENUE E · same community

1 bd · 1 ba · 720 sqft · $94/sqft · 133 DOM

1204 43RD AVENUE ESold · Feb ’26

$73,500

1204 43RD AVENUE E · same community

2 bd · 2 ba · 903 sqft · $81/sqft · 333 DOM

4114 10TH STREET COURT ESold · Apr ’26

$72,500

4114 10TH STREET COURT E · same community

2 bd · 1 ba · 600 sqft · $121/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4004 14TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4004 14TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4004 14TH STREET E FAQs

What would the monthly payment be for 4004 14TH STREET E?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,930/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4004 14TH STREET E?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4004 14TH STREET E?+

The most recent tax bill on record (2025) was $1,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4004 14TH STREET E?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $215,000, this home is listed about 10% below the Ellenton median of $239,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4004 14TH STREET E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Patty Torchia. MLS #A4711660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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