348 SAPPHIRE LAKE DRIVE UNIT 101, BRADENTON, FL, 34209
Active4 days on marketListed Nov 3, 2026MLS #A4711712
About this home
348 SAPPHIRE LAKE DRIVE UNIT 101
IMMACULATE & PRISTINE • EXCEPTIONAL PRIVACY • PANORAMIC WATER & PRESERVE VIEWS • EXTENSIVELY UPGRADED • LUXURY COASTAL LIVING Some views simply must be experienced in person! Discover this impeccably maintained 4-bedroom, 3-bath Abaco residence in one of Harbour Isle’s most private and picturesque settings. Sweeping views of Sapphire Lake and the surrounding nature preserves create a breathtaking backdrop, while the home's secluded location along the edge of this gated island community offers exceptional privacy, with no neighboring residences in view. The versatile floorplan features three traditional bedrooms, a dedicated flex space currently furnished and used as a fourth bedroom, and an enclosed, climate-controlled sunroom overlooking Sapphire Lake—an inviting retreat to relax and enjoy the spectacular water views year-round. Immaculate and meticulously cared for, this residence reflects an exceptional standard of ownership. Thoughtful upgrades throughout include a beautifully updated kitchen, elegant lighting, low-VOC interior paint, upgraded tile flooring in the guest suites, and refreshed fixtures. Additional improvements include a brand new hot water heater, newer HVAC system, whole-house water filtration, reverse-osmosis kitchen filtration, new alarm system, and professionally finished epoxy garage floor. A Ring entry system, remote thermostat, and advanced detergent-free laundry system add modern convenience to this beautifully maintained, move-in-ready home. Beyond the residence, Harbour Isle on Anna Maria Sound offers an exceptional coastal lifestyle surrounded by the natural beauty of Perico and Robinson Preserves. Just a short stroll away, the Mangrove Walk Amenity provides a peaceful, secluded retreat featuring a lakeside fire pit, kayak launch, outdoor kitchen, and shaded cabanas—perfect for quiet relaxation or gathering with friends. For a more vibrant resort experience, the private Beach Club overlooking Anna Maria Sound features a waterfront fitness center, resort-style pool and spa, Sky Bar Restaurant, and breathtaking sunsets. Residents also enjoy scenic walking trails, kayaking, paddleboarding, and an on-site marina offering direct boating access to the Gulf. Just minutes beyond the gates, discover the sugar-white beaches of Anna Maria Island, waterfront dining, boutique shopping, golf, and the cultural attractions of Bradenton and Sarasota. Nearby Robinson, Perico, and Neal Preserves offer miles of scenic trails for walking, biking, and exploring Florida's natural beauty. EXCEPTIONAL PRIVACY • SERENE WATER & PRESERVE VIEWS • IMPECCABLE CONDITION • RESORT-STYLE LIVING. Whether enjoyed as a full-time residence or seasonal retreat, this extraordinary home offers a rare combination of natural beauty, refined comfort, and coastal convenience. Experience the views, privacy, and exceptional condition for yourself—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,206
Sqft
2012
Year built
One
Levels
$476
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,247 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,247/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Bradenton actives
$476 vs $232
Days on market
4 vs 56 typical
Where $476/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
175 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 250% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 348 SAPPHIRE LAKE DRIVE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,249,000
310 COMPASS POINT DRIVE UNIT 101
3 bd · 3 ba · 2,206 sqft · $566/sqft · 103 DOM
Sold · Mar ’26$855,000
275 SAPPHIRE LAKE DRIVE UNIT 101
3 bd · 3 ba · 2,214 sqft · $386/sqft · 14 DOM
Sold · May ’26$1,100,000
226 SAPPHIRE LAKE DRIVE UNIT 101
3 bd · 3 ba · 2,214 sqft · $497/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 348 SAPPHIRE LAKE DRIVE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 348 SAPPHIRE LAKE DRIVE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
348 SAPPHIRE LAKE DRIVE UNIT 101 FAQs
What would the monthly payment be for 348 SAPPHIRE LAKE DRIVE UNIT 101?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,247/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 348 SAPPHIRE LAKE DRIVE UNIT 101?+
The most recent tax bill on record (2026) was $13,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 348 SAPPHIRE LAKE DRIVE UNIT 101?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,050,000, this home is listed about 172% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 348 SAPPHIRE LAKE DRIVE UNIT 101?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 250% above the BRADENTON 34209 median — but at 2,206 sqft it's also 42% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jo-Lee Mansfield. MLS #A4711712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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