
1045 W TOCOBAGA LANE E, SARASOTA, FL, 34236
Active1 days on marketListed Nov 6, 2026MLS #A4711754
About this home
1045 W TOCOBAGA LANE E
Virtually Staged. Tucked away within the exclusive gated enclave of Tocobaga Bay, this distinctive Sarasota residence offers a rare combination of privacy, space, and convenience just moments from downtown. Set on an extraordinary three-quarter-acre double lot, the property is surrounded by mature trees and lush tropical landscaping, creating a secluded retreat in one of Sarasota’s most desirable bayfront neighborhoods. Offering approximately 4,340 square feet of living space, the custom home features four bedrooms, including a gracious primary suite with bay views and three additional bedrooms with fully updated en-suite bathrooms, one half bath, soaring ceilings, and generously proportioned rooms designed for relaxed everyday living and elegant entertaining. Recent improvements bring fresh sophistication to the interiors, with new flooring throughout: natural stone across the main level, wide-plank natural hardwood in the formal living room, hardwood on the staircase and upper landing and in the primary bedroom, and new carpeting in the bedrooms. Beautiful new lighting in the stairwell and dining room adds an updated finishing touch. Expansive windows and French doors welcome abundant natural light and frame views of the verdant grounds, pool, and the gleaming waters of Sarasota Bay. Formal living room with a fireplace adds warmth and architectural character and the dining room provides a gracious setting for entertaining, while the kitchen and family dining adjoins an expansive family room just steps from the private swimming pool and spa. Outdoor living is equally inviting. An expansive covered veranda offers ample room for alfresco dining, quiet mornings, and gatherings with friends, overlooking the mature landscaping encompassing your own personal secret garden. With its exceptional lot size and tranquil setting, the property feels worlds away from the city, yet everything Sarasota represents is close at hand. The generously sized primary suite includes a private balcony with expansive views toward Sarasota Bay, while additional bedrooms feature en-suite bathrooms. An elevator connecting the garage and both living levels adds convenience, and the remarkable five-car garage provides flexibility for car enthusiasts, storage, and hobbies. Tocobaga Bay residents enjoy the privacy of a gated community and access to a community waterfront dock and gathering area overlooking Sarasota Bay. The location puts downtown Sarasota’s renowned dining, boutiques, galleries, theaters, and The Bay waterfront park within easy reach, with St. Armands Circle and the beaches of Lido Key just a short drive away. An uncommon opportunity to enjoy estate-sized grounds, gracious architecture, refreshed interiors, and a coveted urban coastal lifestyle—all in the heart of Sarasota.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,340
Sqft
0.76 ac
Lot size
1992
Year built
Three Or More
Levels
$690
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$22,894 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,894/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.8%
Days on market
1 vs 67 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tahiti Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Tahiti Park — neighborhood snapshot
Population
410
Median age
66
Median income
$101,308
Median home value
$617,100
Avg household
2
Households w/ children
10%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 215% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1045 W TOCOBAGA LANE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1045 W TOCOBAGA LANE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1045 W TOCOBAGA LANE E FAQs
What would the monthly payment be for 1045 W TOCOBAGA LANE E?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $22,894/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1045 W TOCOBAGA LANE E?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1045 W TOCOBAGA LANE E?+
The most recent tax bill on record (2025) was $29,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1045 W TOCOBAGA LANE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $2,995,000, this home is listed about 436% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1045 W TOCOBAGA LANE E?+
Booker High School (high), Booker Middle School (middle), Gocio Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,995,000 runs 215% above the SARASOTA 34236 median — but at 4,340 sqft it's also nearly 3 times the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Sarasota market that averages 67 — if it fits, move quickly.
Listing courtesy of PREFERRED SHORE LLC · Tra Raines, III. MLS #A4711754.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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