CENTURY 21 Edge
$449,0003 bd2 ba1,777 sqft$253 /sqft≈$3,914 /mo all-in ↓

3601 S ACCESS ROAD, ENGLEWOOD, FL, 34224

Active1 days on marketListed Nov 6, 2026MLS #A4711774

Private poolSingle Family ResidencePORT CHARLOTTE 64

About this home

3601 S ACCESS ROAD

Move to Paradise! Beautifully Updated Englewood Pool Home with Heated Pool, Spa & Whole-Home Generator . Your Florida dream may have just found its address! Welcome to this beautifully maintained 3-bedroom, 2-bath block home in centrally located Englewood. The stunning outdoor oasis feels like your own private spa, with beautifully maintained landscaping, flowers throughout, spacious seating areas, and a screened lanai featuring a heated pool, integrated spa, built-in planters, water feature, color-changing pool lights, and beautiful mural. A cabana bathroom adds convenience for pool days and entertaining. Inside, the bright and inviting home features tile flooring throughout, neutral colors, beamed vaulted ceilings, walk-in closets in all three bedrooms, and a desirable split-bedroom floor plan. The spacious kitchen offers a large center island with seating, ample cabinetry, stainless-steel appliances, and a convenient pass-through window to the pool area. The private primary suite includes a beautifully renovated bathroom, walk-in closet, and sliding glass doors leading directly to the pool. Recent updates include 2026 new ductwork, tinted windows and water heater; 2025 garbage disposal; 2024 fenced backyard and tinted windows; 2023 stainless-steel refrigerator, dishwasher, stove and microwave; 2019 whole-home generator with propane tank; 2017 impact windows; and 2016 roof and shed. The fully fenced backyard offers privacy and plenty of space to relax and entertain. Additional features include NO DEED RESTRICTIONS and NO FLOOD INSURANCE REQUIRED, with the home located in an X flood zone. Conveniently located to Tringali Recreation Center and Englewood Charlotte Library and approximately 5 miles from Manasota Key. Close to beaches, restaurants, shopping, entertainment, and everyday conveniences. Beautifully maintained, thoughtfully updated, and ready to enjoy? Why just visit paradise when you can move there?

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,777

Sqft

0.33 ac

Lot size

2

Garage

1987

Year built

One

Levels

$253

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorLighting · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,676/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,914 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,083
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$473
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate7.50%
Loan term

Estimated payment

$3,914/mo

Principal & interest$3,083
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$473
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$335KedgeAI estimate $384,081 · range $349K–$422K$467K

vs edgeAI estimate

+16.9%

Days on market

1 vs 67 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Get to know Englewood. See the full Englewood guide →

Englewood East — neighborhood snapshot

Population

12,132

Median age

57

Median income

$64,153

Median home value

$310,108

Avg household

2

Households w/ children

690

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $449,000 · 1 days on market since
1987Built · PORT CHARLOTTE 64

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3601 S ACCESS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3601 S ACCESS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3601 S ACCESS ROAD FAQs

What would the monthly payment be for 3601 S ACCESS ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3601 S ACCESS ROAD?+

The most recent tax bill on record (2025) was $5,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $449,000, this home is listed about 28% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3601 S ACCESS ROAD?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 233% above the ENGLEWOOD 34224 median — but at 1,777 sqft it's also 23% larger than the typical Englewood listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Englewood market that averages 67 — if it fits, move quickly.

Listing courtesy of BAIRD & WARNER RESIDENTIAL. MLS #A4711774.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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