CENTURY 21 Edge
$595,0002 bd2 ba918 sqft$648 /sqft≈$4,658 /mo all-in ↓

1900 BENJAMIN FRANKLIN DRIVE UNIT 102B, SARASOTA, FL, 34236

Active3 days on marketListed Nov 4, 2026MLS #A4711784

✦ Priced 37% below the SARASOTA 34236 medianFully furnishedCondominiumLIDO HARBOUR

About this home

1900 BENJAMIN FRANKLIN DRIVE UNIT 102B

Imagine waking up every morning to the gentle sound of waves lapping against the shore, with your biggest decision of the day being whether to savor your morning coffee overlooking the Gulf or take a leisurely stroll along the beach first! Welcome to First Lido, where every day feels like a vacation! A RARE opportunity to own a GROUND-LEVEL, DIRECT BEACHFRONT condo on beautiful Lido Key, this stunning 2 bedroom, 2 bath residence has been extensively renovated in 2026 and is offered completely TURNKEY FURNISHED with all BRAND NEW furniture! From the moment you step through the front door, you’re greeted by a beautiful sightline straight through the home to the sparkling Gulf waters beyond. The inviting floor plan is enhanced by gorgeous BRAND NEW luxury vinyl plank flooring throughout, leading into the spacious living room and an enchanting sunroom-style sitting area surrounded by panoramic windows overlooking the beach. Imagine relaxing here with your favorite book, watching dolphins play offshore, or simply taking in the breathtaking beachfront views without ever leaving the comfort of home! No expense has been spared in the extensive 2026 renovations, which include NEW electrical wiring and outlets, plumbing, drywall, flooring, and a completely redesigned kitchen and bathrooms. The beautiful NEW kitchen is appointed with quartz countertops, subway tile backsplash, a single-bowl sink, and a complete suite of sleek LG appliances including a French-door refrigerator, range, dishwasher, and microwave. The spacious dining room easily accommodates everything from casual breakfasts to memorable dinners with family and friends. Both bathrooms have been thoughtfully updated with gorgeous floor-to-ceiling tiled showers with glass enclosures, built-in niches, and rainfall showerheads. The primary bedroom offers its own beautiful Gulf views, along with a spacious walk-in closet. Additional improvements include a NEW kitchen ceiling; all BRAND NEW light fixtures, ceiling fans, window treatments, and storm door; and fresh paint on all walls, ceilings, and trim. Every detail has been taken care of, allowing you to simply arrive, unpack, and begin enjoying your own piece of beachfront paradise! Beyond your front door, First Lido offers the quintessential Florida coastal lifestyle, with a heated beachfront pool overlooking the Gulf and Lido Key’s beautiful sugar-white sand just steps away. Spend your afternoons soaking up the sunshine, swimming in the warm Gulf waters, or taking long walks along the shoreline before gathering with neighbors for one of the community’s sunset cocktail parties or special occasion events. Residents also enjoy wireless internet access throughout the clubhouse area and an active social atmosphere. And when you’re ready for a change of scenery, the fabulous boutiques, restaurants, and entertainment of St. Armands Circle are just minutes away! Whether you’re searching for a full-time residence or a seasonal escape, this is the kind of place where ordinary days become extraordinary memories. Pack your suitcase, leave your worries behind, and start living the beachfront lifestyle you’ve always dreamed of!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

918

Sqft

0.08 ac

Lot size

1967

Year built

One

Levels

$648

Per sqft

FurnishedPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryCommon Area · Electric Dryer Hookup · Inside · Sink · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Other · Private Mailbox · Sidewalk · Storage

Community & fees

Taxes (2025)$6,369/yr
PetsCats OK, Dogs OK, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,658 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$531
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate7.50%
Loan term

Estimated payment

$4,658/mo

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property taxes (actual bill)$531
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$430KedgeAI estimate $498,046 · range $448K–$548K$619K

vs edgeAI estimate

+19.5%

$/sqft vs Sarasota actives

$648 vs $312

Days on market

3 vs 67 typical

Where $648/sqft sits among the 400 Sarasota actives

230
62
36 · this home
23
14
35
$155–348$348–541$541–734$734–927$927–1120$1120+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lido Key

Drive times from this address

Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,288

Median age

68

Median income

$250,001

Median home value

$1,171,900

Avg household

2

Households w/ children

24%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

184 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $595,000 · 3 days on market since
1967Built · LIDO HARBOUR

Reality check

What actually sold near 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

208 PASS KEY ROAD UNIT 208Sold · Apr ’26

$462,500

208 PASS KEY ROAD UNIT 208

2 bd · 2 ba · 998 sqft · $463/sqft · 25 DOM

4822 OCEAN BOULEVARD UNIT 11ESold · Nov ’26

$323,000

4822 OCEAN BOULEVARD UNIT 11E

1 bd · 1 ba · 820 sqft · $394/sqft · 171 DOM

212 PASS KEY ROAD UNIT 212Sold · Mar ’26

$425,000

212 PASS KEY ROAD UNIT 212

2 bd · 2 ba · 1,108 sqft · $384/sqft · 347 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1900 BENJAMIN FRANKLIN DRIVE UNIT 102B FAQs

What would the monthly payment be for 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B?+

The most recent tax bill on record (2025) was $6,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $595,000, this home is listed about 6% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1900 BENJAMIN FRANKLIN DRIVE UNIT 102B?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SARASOTA 34236 market on paper

$595,000 is 37% below the SARASOTA 34236 median of $950,000.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 3 days on market in a Sarasota market that averages 67 — if it fits, move quickly.

04Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KW SUNCOAST · David Burgess, LLC. MLS #A4711784.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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