CENTURY 21 Edge
$1,550,0003 bd3 ba3,125 sqft$496 /sqft≈$12,691 /mo all-in ↓

3840 SANTA CATERINA BOULEVARD, LAKEWOOD RANCH, FL, 34211

Active3 days on marketListed Nov 4, 2026MLS #A4711910

Single Family ResidenceAZARIO ESPLANADE PH III SUBPH D

About this home

3840 SANTA CATERINA BOULEVARD

Golf-deeded and set along the second fairway in Esplanade at Azario, this beautifully maintained residence offers panoramic views of the par-5 fairway and two ponds, upgraded interiors and inviting outdoor living. Built by Taylor Morrison in 2023, the Palazzio floor plan encompasses 3,125 square feet with three bedrooms, three full baths and a separate den. Double entry doors with impact-resistant glass and sidelights welcome you into a light-filled foyer, while porcelain plank flooring, tray ceilings, white Shaker cabinetry and Cambria quartz countertops complement the home’s contemporary design. The open floor plan connects the kitchen, dining area and great room, with a spacious island offering ample seating for casual dining and entertaining. The great room, primary suite and lanai capture scenic golf course and pond views, and natural setting. The spacious primary suite features a bay-window sitting area, a generous walk-in closet and an expansive shower. Hurricane-impact windows installed in the primary bedroom carry a transferable warranty, and both guest bedrooms feature en suite baths for added privacy and comfort. Expansive sliding glass doors open to the covered, fully screened lanai, where panoramic screening, a gas fireplace and three ceiling fans create a comfortable outdoor retreat. Powered MagnaTrack hurricane shutters provide added protection, and the extended garage accommodates two cars and a golf cart or small vehicle. Additional improvements include a whole-house surge protector, upgraded lighting controls, gutters and downspouts, an LG refrigerator, an LG washer and an LG gas dryer. Lightly used and carefully maintained, this home offers access to Azario’s complete resort lifestyle, including golf, a resort-style pool with lap lanes and zero-entry access, the Bahama Bar, a Culinary Center, tennis and pickleball courts, a fitness center, and a variety of clubs and activities.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,125

Sqft

0.22 ac

Lot size

3

Garage

2023

Year built

One

Levels

$496

Per sqft

FireplaceGolf Course viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Cooktop · Microwave · Range Hood · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Sink
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$962/mo
Taxes (2025)$14,804/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,691 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$9,754
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$1,234
HOA fee — from the listing$962
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate7.50%
Loan term

Estimated payment

$12,691/mo

Principal & interest$9,754
PMI (est., until 20% equity)$581
Property taxes (actual bill)$1,234
HOA / condo fee$962
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.4MedgeAI estimate $1,608,162 · range $1.5M–$1.8M$1.8M

vs edgeAI estimate

−3.6%

$/sqft vs Lakewood Ranch actives

$496 vs $287

Days on market

3 vs 37 typical

Where $496/sqft sits among the 298 Lakewood Ranch actives

116
78
39
29
16 · this home
20
$205–270$270–334$334–399$399–463$463–528$528+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Drive times from this address

Downtown Tampa≈ 55 min
Tampa Int’l Airport (TPA)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34211 — neighborhood snapshot

Population

24,980

Median age

47.6

Median income

$119,911

Median home value

$654,600

Avg household

2.59

Households w/ children

2,261

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★★
HighLakewood Ranch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market — 2.4 months of inventoryBuyer’s market

$603K → $621K

Lakewood Ranch median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

139 of 298

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 288% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $1,550,000 · 3 days on market since
2023Built · AZARIO ESPLANADE PH III SUBPH D

Reality check

What actually sold near 3840 SANTA CATERINA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3836 SANTA CATERINA BOULEVARDSold · Feb ’26

$1,640,000

3836 SANTA CATERINA BOULEVARD · same community

3 bd · 3 ba · 3,101 sqft · $529/sqft · 102 DOM

3888 SANTA CATERINA BOULEVARDSold · Nov ’25

$1,662,000

3888 SANTA CATERINA BOULEVARD · same community

3 bd · 3.5 ba · 3,665 sqft · $453/sqft · 156 DOM

3022 VITTORIO COURTSold · Oct ’26

$1,349,000

3022 VITTORIO COURT · same community

3 bd · 3.5 ba · 2,101 sqft · $642/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3840 SANTA CATERINA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3840 SANTA CATERINA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3840 SANTA CATERINA BOULEVARD FAQs

What would the monthly payment be for 3840 SANTA CATERINA BOULEVARD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,691/mo — principal and interest, the actual property-tax bill, the $962/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3840 SANTA CATERINA BOULEVARD?+

The association fee works out to $962 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3840 SANTA CATERINA BOULEVARD?+

The most recent tax bill on record (2025) was $14,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3840 SANTA CATERINA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $1,550,000, this home is listed about 144% above the Lakewood Ranch median of $634,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3840 SANTA CATERINA BOULEVARD?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,550,000 runs 288% above the LAKEWOOD RANCH 34211 median — but at 3,125 sqft it's also 44% larger than the typical Lakewood Ranch listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $962/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 3 days on market in a Lakewood Ranch market that averages 37 — if it fits, move quickly.

05Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Katina Shanahan. MLS #A4711910.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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