CENTURY 21 Edge
$1,325,0004 bd4 ba3,269 sqft$405 /sqft≈$10,070 /mo all-in ↓

3907 FARM GARDEN COURT, LAKEWOOD RANCH, FL, 34211

Active2 days on marketListed Nov 5, 2026MLS #A4712028

✦ New constructionWaterfrontSingle Family ResidenceSTAR FARMS PH IV SUBPH D & E

About this home

3907 FARM GARDEN COURT

Welcome to this spectacular lakefront residence in Star Farms! Built in 2025 by Homes by WestBay, this 4-bedroom, 4-bath home sits on a premium homesite with direct lake views and over $150,000 in post-closing upgrades. Meticulously maintained and move-in ready, it offers the feel of a luxury model with exceptional finishes and custom details throughout. The open floor plan is light and inviting, featuring custom shiplap and decorative wood slat accents, 8-foot interior doors, upgraded hardware and trim, luxury vinyl plank flooring, plantation shutters and electric window treatments at the sliders. Custom wood shelving, organized closets and extensive storage, including beneath the stairs, add functionality. Smart home technology, security cameras, alarm system, integrated surround sound and retractable central vacuum provide added convenience. The spectacular kitchen features custom 42-inch cabinetry with organized storage, select glass-front cabinets, custom shelving, an oversized island with seating and a stunning 2.5-inch quartz countertop. Additional features include quartz surfaces, custom range hood, GE Café matte black appliances, upgraded deep sink, walk-in pantry with custom shelving and dedicated coffee bar. The primary suite offers a peaceful retreat with a completely redesigned spa-inspired bath featuring a freestanding garden tub, spacious walk-in shower with upgraded designer tile and custom tilework, upgraded fixtures and elegant finishes. The custom primary closet offers exceptional organization and storage. All three additional bathrooms have also been upgraded with new tile, shower surrounds, cabinetry, countertops, faucets, fixtures, showerheads and custom hardware. Enjoy beautiful lake views from the screened lanai, perfect for relaxing or entertaining. An electronic screen enclosure and integrated surround sound enhance the outdoor living space. Plumbing, gas and electric are already in place for a future outdoor kitchen. A preliminary pool rendering is available to envision a private backyard oasis. The fully fenced backyard also features a puppy picket fence. The finished 3-car garage includes epoxy flooring and overhead storage racks. Additional features include a tile roof, hurricane protection and water softener. Star Farms offers an exceptional gated, resort-style lifestyle. Ideally located just a 2-minute walk from the Palm Bar restaurant, coffee shop, resort-style pool and 24-hour fitness center. Community amenities include miles of walking and biking trails, tennis, pickleball, fitness facilities and numerous social and recreational activities, with more amenities planned. Convenient to top-rated schools, shopping, dining, golf, Waterside, Premier Sports Campus and Lakewood Ranch town centers. Downtown Sarasota, cultural attractions and Gulf Coast beaches are also within easy reach. An exceptional opportunity to own a highly upgraded 2025 lakefront home without the wait or expense of customizing new construction. Enjoy the premium homesite, direct lake views, extensive upgrades, custom closets, exceptional storage, 3-car garage, direct trail access and room for a pool. Simply move in and enjoy Star Farms and Lakewood Ranch living!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,269

Sqft

0.19 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$405

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2026)$9,542/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,070 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$8,338
PMI (est., until 20% equity)$497
Property tax — 2026 actual bill$795
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $132,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $132,500
Interest rate7.50%
Loan term

Estimated payment

$10,070/mo

Principal & interest$8,338
PMI (est., until 20% equity)$497
Property taxes (actual bill)$795
HOA / condo fee$280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$727KedgeAI estimate $785,779 · range $757K–$809K$1.4M

vs edgeAI estimate

+68.6%

$/sqft vs Lakewood Ranch actives

$405 vs $287

Days on market

2 vs 37 typical

Where $405/sqft sits among the 298 Lakewood Ranch actives

116
78
38
28 · this home
17
21
$205–269$269–334$334–398$398–462$462–527$527+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Drive times from this address

Downtown Tampa≈ 58 min
Tampa Int’l Airport (TPA)≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34211 — neighborhood snapshot

Population

24,980

Median age

47.6

Median income

$119,911

Median home value

$654,600

Avg household

2.59

Households w/ children

2,261

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★★
HighLakewood Ranch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market — 2.4 months of inventoryBuyer’s market

$603K → $621K

Lakewood Ranch median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

140 of 298

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 232% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

Nov 5, 2026Listed at $1,325,000 · 2 days on market since
2025Built · STAR FARMS PH IV SUBPH D & E

Reality check

What actually sold near 3907 FARM GARDEN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3716 HATCHERY WAYSold · Mar ’26

$405,000

3716 HATCHERY WAY · same community

4 bd · 2 ba · 1,827 sqft · $222/sqft · 32 DOM

3707 HATCHERY WAYSold · Aug ’26

$397,000

3707 HATCHERY WAY · same community

3 bd · 2 ba · 1,672 sqft · $237/sqft · 115 DOM

15527 ISLANDWALK AVENUESold · Feb ’26

$825,000

15527 ISLANDWALK AVENUE

5 bd · 3 ba · 3,257 sqft · $253/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3907 FARM GARDEN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3907 FARM GARDEN COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3907 FARM GARDEN COURT FAQs

What would the monthly payment be for 3907 FARM GARDEN COURT?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,070/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3907 FARM GARDEN COURT?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3907 FARM GARDEN COURT?+

The most recent tax bill on record (2026) was $9,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3907 FARM GARDEN COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $1,325,000, this home is listed about 109% above the Lakewood Ranch median of $634,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3907 FARM GARDEN COURT?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,325,000 runs 232% above the LAKEWOOD RANCH 34211 median — but at 3,269 sqft it's also 51% larger than the typical Lakewood Ranch listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Lakewood Ranch market that averages 37 — if it fits, move quickly.

04Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Rachelle Golden. MLS #A4712028.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakewood Ranch homes, in your inbox

Like 3907 FARM GARDEN COURT but not quite? A daily digest of every new listing in Lakewood Ranch — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 5:56 AM UTC. The listing information on this page last changed on November 7, 2026 at 5:56 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 5:56 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 5:56 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.