
2039 DEBORAH DRIVE, PUNTA GORDA, FL, 33950
Active2 days on marketListed Nov 5, 2026MLS #A4712093
Come see it
Upcoming open house
Sun, Nov 8
1:00 AM – 3:00 PM
About this home
2039 DEBORAH DRIVE
Introducing an exceptional expression of luxury new construction in the heart of Punta Gorda Isles. Completed in 2026 and situated along the prestigious St. Andrews South Golf Club, this stunning 4-bedroom, 3-bath residence offers 2,362 square feet of thoughtfully designed living space, where architectural craftsmanship, sophisticated finishes, and resort-inspired amenities come together. From the moment you arrive, the expansive U-shaped paver driveway, elegant exterior, and oversized 3-car garage set the tone for what awaits inside. Soaring ceilings showcase intricately crafted, fully built-out tray designs, complemented by striking modern chandeliers and refined architectural details throughout. At the heart of the home, an extraordinary kitchen features an oversized double-sided island, built-in wall oven, separate cooktop, and an expansive layout designed for both everyday living and effortless entertaining. The versatile split-bedroom floor plan offers exceptional privacy and functionality, including a beautifully appointed junior suite featuring its own private bathroom and direct access to the pool deck. The impressive primary suite offers a seamless connection to the outdoor living area, custom-built his-and-hers closets, and an elegant ensuite bathroom complete with dual vanities, a freestanding soaking tub, and an expansive walk-in shower. Designed to embrace the finest aspects of Southwest Florida living, the outdoor entertaining area is nothing short of spectacular. An expansive under-truss lanai overlooks the heated swimming pool, sun shelf, and spa, while a fully equipped outdoor kitchen creates an ideal setting for entertaining year-round. Lush, mature privacy landscaping surrounds the backyard, offering a secluded outdoor environment despite the home's desirable golf course setting. Further enhancing the property's exclusivity is its exceptional positioning, bordered by vacant land on both sides, including an unbuildable parcel to the left. With no immediate neighboring residences on either side, the home enjoys a remarkable sense of openness, separation, and privacy rarely found in established residential communities. Additional highlights include a tile roof, an oversized 3-car garage with epoxy flooring and garage door clearance exceeding 9 feet, and an impressive paver driveway that enhances the home's architectural presence. Perfectly positioned in the established waterfront community of Punta Gorda Isles, this remarkable residence places you just minutes from Fishermen's Village, historic downtown Punta Gorda, Charlotte Harbor, waterfront dining, boutique shopping, marinas, and some of Southwest Florida's most desirable recreational destinations. An exceptional opportunity to experience sophisticated new construction, distinctive craftsmanship, remarkable privacy, and the ultimate Southwest Florida lifestyle at 2039 Deborah Drive.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,362
Sqft
0.28 ac
Lot size
3
Garage
2026
Year built
One
Levels
$466
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,629 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,629/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80.3%
Days on market
2 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2039 DEBORAH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2039 DEBORAH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2039 DEBORAH DRIVE FAQs
What would the monthly payment be for 2039 DEBORAH DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2039 DEBORAH DRIVE?+
The most recent tax bill on record (2025) was $1,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2039 DEBORAH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,099,900, this home is listed about 206% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2039 DEBORAH DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,900 runs 272% above the PUNTA GORDA 33950 median — but at 2,362 sqft it's also 32% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of REALTY ONE GROUP MVP · Giovanni Provo. MLS #A4712093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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