3143 LOCKWOOD TERRACE, SARASOTA, FL, 34231
Active2 days on marketListed Nov 6, 2026MLS #A4712258
About this home
3143 LOCKWOOD TERRACE
Virtually Staged. Welcome to this charming Sarasota pool home, ideally located just minutes from the beautiful beaches of Siesta Key! This 2-bedroom, 2-bathroom home offers a comfortable and functional layout, a private screened-in pool, and a fantastic location close to everything Sarasota has to offer. One feature worth noting is the approximately 220 square feet of additional interior space not reflected in public records. Incorporated into the dining area and primary bathroom, this space enhances the home's overall layout and functionality beyond the 1,048 square feet of living area shown in county records. (This space is labeled dining area in the floorplan). The home also benefits from several significant updates, including a newer A/C system (2021), electrical panel (2023), all-new ductwork (2024), and plumbing redone in 2005. Outside, the screened-in pool and spacious patio provide the perfect setting for enjoying Florida's beautiful weather, whether you're entertaining guests or simply relaxing at home. Conveniently situated near Gulf Gate Village, you'll enjoy easy access to a variety of local restaurants, shopping, and entertainment. The nearby Legacy Trail offers miles of scenic paths for walking and biking, while the world-famous Siesta Key Beach is just a short drive away. With its desirable location, private pool, valuable updates, and additional 220 sq ft of interior space, this home is a wonderful opportunity to enjoy the Sarasota lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,048
Sqft
0.2 ac
Lot size
1966
Year built
One
Levels
$467
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,925 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,925/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.5%
Days on market
2 vs 66 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Gulf Gate — neighborhood snapshot
Population
3,847
Median age
54
Median income
$66,293
Median home value
$303,024
Avg household
2
Households w/ children
282
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3143 LOCKWOOD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3143 LOCKWOOD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3143 LOCKWOOD TERRACE FAQs
What would the monthly payment be for 3143 LOCKWOOD TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,925/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3143 LOCKWOOD TERRACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3143 LOCKWOOD TERRACE?+
The most recent tax bill on record (2025) was $2,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3143 LOCKWOOD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $489,000, this home is listed about 12% below the Sarasota median of $555,885. The market section on this page shows how the area is trending.
Which schools are assigned to 3143 LOCKWOOD TERRACE?+
Gulf Gate Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 83% above the SARASOTA 34231 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Sarasota market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Gulf Gate Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Dakotah Grant. MLS #A4712258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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