CENTURY 21 Edge
$200,0002 bd2 ba1,179 sqft$170 /sqft≈$2,608 /mo all-in ↓

9501 COLONIAL DRIVE, BRADENTON, FL, 34210

Active1 days on marketListed Nov 7, 2026MLS #A4712358

✦ Priced 16% below the BRADENTON 34210 medianCondominiumMOUNT VERNON PH 2

About this home

9501 COLONIAL DRIVE

WELCOME TO MT VERNON ON SARASOTA BAY—GREAT BONES, VALUABLE UPDATES & ENDLESS POSSIBILITIES! Discover the potential of this TURNKEY FURNISHED VILLA in Bradenton's desirable 55+ waterfront community! Whether you're seeking a seasonal getaway, year-round residence, rental opportunity, or a place to renovate and make your own, this villa offers a wonderful combination of value, convenience, and Florida charm! SOLID CONSTRUCTION & BIG-TICKET UPDATES! Built with sturdy CONCRETE BLOCK CONSTRUCTION, this villa features a 2021 ROOF WITH THIRD-NAIL ROOF-TO-WALL CONNECTORS for enhanced wind resistance and insurance savings, a 2023 HVAC SYSTEM, and a 2023 RHEEM WATER HEATER. With these important improvements already completed, you can focus on personalizing the interior to suit your taste and budget! COMFORTABLE LIVING WITH ROOM TO MAKE IT YOUR OWN! The desirable SPLIT-BEDROOM FLOOR PLAN provides privacy for owners and guests, while abundant natural light creates a bright, welcoming atmosphere. Enjoy convenient SINGLE-LEVEL LIVING and the flexibility of a turnkey furnished home that's ready to enjoy or prepare for rental use in accordance with community guidelines. Prefer a fresh coastal design? Bring your imagination and transform this villa into your personal Florida retreat! INDOOR-OUTDOOR LIVING WITH EXCITING POSSIBILITIES! The inviting THREE-SEASON ROOM WITH A BREEZY CEILING FAN provides a relaxing space for morning coffee, reading, or entertaining friends. Step outside to the BACK PATIO, a wonderful opportunity to create your own private oasis with tropical plants, comfortable furnishings, and soft evening lighting. Imagine peaceful afternoons, casual outdoor dining, and enjoying Florida's beautiful weather! PRACTICAL FEATURES YOU'LL APPRECIATE! A spacious carport with EPOXY FLOORING and a wide driveway provide convenient parking and easy vehicle access. The generous 12' X 5' SECURED OUTDOOR STORAGE AREA accommodates electric bikes, beach gear, and recreational equipment. Pull-down attic stairs offer additional storage options. THE BEST PART? IT'S THE LIFESTYLE! Nestled within nearly 90 ACRES of beautifully landscaped grounds, sparkling lakes, and abundant Florida wildlife, Mt Vernon on Sarasota Bay offers an incredible array of amenities and activities! Enjoy the remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, heated pool, spa, sauna, tennis, pickleball, shuffleboard, bocce ball, chip-and-putting green, and workshop. Explore scenic walking paths, a butterfly garden, bird sanctuary, tidal pond, lakeside gazebo, kayak launch/storage, boat docks, bayside pavilion, and beautiful bayfront park overlooking Sarasota Bay! AN ACTIVE, FRIENDLY COMMUNITY WHERE EVERY DAY OFFERS SOMETHING TO ENJOY! From social gatherings and recreational activities to peaceful waterfront strolls and spectacular sunsets, there's something for everyone! Conveniently located near Gulf beaches, shopping, dining, and everyday necessities. BUY THE LOCATION, ENJOY THE UPDATES & MAKE IT YOUR OWN! With solid construction, valuable improvements, versatile living spaces, and outstanding community amenities, this villa is an opportunity worth exploring! COME SEE THE POSSIBILITIES! CALL WITH QUESTIONS OR SCHEDULE YOUR PRIVATE SHOWING TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,179

Sqft

0 ac

Lot size

1978

Year built

One

Levels

$170

Per sqft

Garden viewTurnkey55+ community

Inside

FlooringCarpet · Laminate · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Pull Down Stairs · Smart Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewGarden
FacesSouth
ParkingCovered · Driveway · Guest
ExteriorGarden · Irrigation System · Private Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$790/mo
Taxes (2025)$2,361/yr
PetsNo
CommunityBay/Harbor Front · Canal Front · Dock · Fishing · Intracoastal Waterway · Lake · Water Access · Waterfront · Association Recreation - Owned · BBQ Area · Clubhouse · Fitness Center · Irrigation-Reclaimed Water · Park · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,608 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,373
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$197
Condo fee — from the listing$790
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate7.50%
Loan term

Estimated payment

$2,608/mo

Principal & interest$1,373
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$197
HOA / condo fee$790
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$192KedgeAI estimate $236,847 · range $213K–$261K$271K

vs edgeAI estimate

−15.6%

Days on market

1 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 63 min
Tampa Int’l Airport (TPA)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,682

Median age

55.5

Median income

$64,244

Median home value

$301,200

Avg household

2.06

Households w/ children

1,237

For the school run

Manatee County School District

MiddleW. D. Sugg Middle School★★★★★
ElementarySea Breeze Elementary School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $411K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Nov 7, 2026Listed at $200,000 · 1 days on market since
1978Built · MOUNT VERNON PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 9501 COLONIAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9501 COLONIAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9501 COLONIAL DRIVE FAQs

What would the monthly payment be for 9501 COLONIAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,608/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9501 COLONIAL DRIVE?+

The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9501 COLONIAL DRIVE?+

The most recent tax bill on record (2025) was $2,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9501 COLONIAL DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $200,000, this home is listed about 48% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9501 COLONIAL DRIVE?+

W. D. Sugg Middle School (middle), Sea Breeze Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON 34210 market on paper

$200,000 is 16% below the BRADENTON 34210 median of $239,000, and at $170/sqft it sits under the Bradenton average of $270.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Bradenton market that averages 56 — if it fits, move quickly.

Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4712358.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9501 Colonial Drive, Bradenton, FL — 2 Bed 2 Bath for Sale, $200K