3146 Via Poinciana # 407, FL 33467, FL, 33467
Active94 days on marketListed May 14, 2026MLS #B26028795
About this home
3146 Via Poinciana # 407, FL 33467
Beautiful, peaceful and tranquil water views from this 4th floor Penthouse Condo. Meticulously maintained with renovations in all rooms throughout. New kitchen, high end beveled countertops, double sinks and pull out detachable spray head, new white kitchen fridge with ice maker, white cabinets with lots of space including 2 pantry closets. Master bath, guest baths include new showers, tiling, high end vanities, fixtures and shower heads. Custom tile on the diagonal including closets and rear patio, complete. Reno's include mirrors, toilets and light fixtures. Spacious Master Bedroom with large walk-in closets, built-ins. Plenty of storage, additional storage closets and trash chutes all on the same floor near the elevator. Pool, Clubhouse and shuffleboard all located nearby. HOA includes a lot, including Insurance for the building, all exterior repairs, roofing and maintenance (which drastically lowers your homeowners insurance premium), landscaping and lawn maintenance (all common areas), amenities which include a clubhouse, community room, elevators, library, recreation facility, billiard room, a beautiful pool and maintenance, shuffleboard courts, etc. Extras inside your condo include a brand new, high end washer and dryer IN THE UNIT, new garbage disposal, newer hot water heater, new A/C unit (installed 2025) and more. Multiple parking for all your guests and your assigned parking (#45) is the end unit nearest to the stairs and elevator (best spot in the building), just for you! The Association fee also Includes Cable TV, common real estate tax, Insurance, maintenance of the entire grounds, recreation facility, sewer, trash chute on your floor and your water bill - all included with the HOA fee. The interior layout is a split floor plan for privacy for you and your overnight guests. Built-ins in the closets, large mirrors throughout, an entrance foyer, multiple pantries and walk-In closets. There is a screened in patio in the rear of your unit with pull-down screening which, when pulled down to the floor, serves as a private, extra large, additional exterior room (afternoon napping..) and when the blinds are pulled up, creates a breezy, outdoor oasis of tropical greenery and wonderful, relaxing lakefront water views. These water views are also seen and enjoyed from the Master Bedroom. Welcome home to your peaceful, lakeside paradise and spend your golden years surrounded by tropical beauty and total, peaceful tranquility - the perfect backdrop for your next chapter of life!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0 ac
Lot size
1990
Year built
4
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3146 Via Poinciana # 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3146 Via Poinciana # 407 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3146 Via Poinciana # 407 FAQs
What would the monthly payment be for 3146 Via Poinciana # 407, FL 33467?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,111/mo — principal and interest, the actual property-tax bill, the $636/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3146 Via Poinciana # 407, FL 33467?+
The association fee works out to $636 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3146 Via Poinciana # 407, FL 33467?+
The most recent tax bill on record (2025) was $602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3146 Via Poinciana # 407, FL 33467 be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3146 Via Poinciana # 407, FL 33467?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $636/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.