CENTURY 21 Edge
$265,0002 bd2 ba1,744 sqft$152 /sqft$2,174 /mo all-in ↓

4414 BONNET LAKE DRIVE, HAINES CITY, FL, 33844

Active19 days on marketListed Sep 1, 2026MLS #B4902348

Priced 9% below the HAINES CITY 33844 medianWaterfrontSingle Family ResidenceNOT IN A SUBDIVISION

About this home

4414 BONNET LAKE DRIVE

Fishermen and ladies rejoice. A golden rare opportunity to own a property on a flourishing lake. This property is directly on an excellent private lake known for bass fishing as it is located on Lake Bonnet and boasts of a private boat ramp access to your canal. In 2025 a new roof was added. The beautiful sunrises and lake views w/ an abundant amount of natural light make this home very welcoming. Included are newer energy-efficient windows throughout providing protection year round. A split floor plan with spacious rooms provides privacy and room to relax. Enjoy cozy evenings by the wood burning fireplace when the weather gets colder. This house is unique with all the additional bonus areas: a butler's pantry with built-in china cabinets, a craft room with lots of built in drawer space, and a tiled room which could be used as an office or possibly a third bedroom. Also included is an extra long carport to provide a covering for a trailered boat. Lake Bonnet has no public access so you can enjoy peace and quiet in your own lakefront backyard.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,744

Sqft

0.37 ac

Lot size

1973

Year built

One

Levels

$152

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Concrete · Other
FoundationBlock
ViewWater
FacesWest
ParkingBoat · Converted Garage · Covered · Driveway · Ground Level · Guest · Off Street · On Street
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$4,036/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Other · Private · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$336
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,174/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$336
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT IN A SUBDIVISION

$152 vs $214

Days on market

19 vs 46 typical

Where $152/sqft sits among the 25 homes for sale in NOT IN A SUBDIVISION

9 · this home
5
5
4
0
2
$126–191$191–256$256–321$321–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Drive times from this address

Walt Disney World32 min
Universal Orlando43 min
Downtown Orlando49 min
Orlando Int’l Airport (MCO)53 min
Downtown Tampa64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

HighRidge Community High School★★★★
ElementaryHorizons Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$309K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

15 of 25

NOT IN A SUBDIVISION have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $265,000 · 19 days on market since
1973Built · NOT IN A SUBDIVISION

Reality check

What actually sold near 4414 BONNET LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17668 129TH ROADSold · Jun ’26

$269,000

17668 129TH ROAD · same community

3 bd · 2 ba · 1,800 sqft · $149/sqft · 0 DOM

4178 FALLING LEAF DRIVESold · Apr ’26

$505,000

4178 FALLING LEAF DRIVE · same community

3 bd · 2 ba · 1,834 sqft · $275/sqft · 245 DOM

5753 33RD STREET ESold · Feb ’26

$439,500

5753 33RD STREET E · same community

3 bd · 2.5 ba · 1,884 sqft · $233/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4414 BONNET LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4414 BONNET LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4414 BONNET LAKE DRIVE FAQs

What would the monthly payment be for 4414 BONNET LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,174/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4414 BONNET LAKE DRIVE?+

The most recent tax bill on record (2025) was $4,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Haines City?+

At $265,000, this home is listed about 16% below the Haines City median of $313,995. The market section on this page shows how the area is trending.

Which schools are assigned to 4414 BONNET LAKE DRIVE?+

Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KLINE REAL ESTATE SERVICES · Scott Kline. MLS #B4902348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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