6 SUGAR PINE LOOP, LAKE WALES, FL, 33898
Active11 days on marketListed Oct 1, 2026MLS #B4902385
About this home
6 SUGAR PINE LOOP
3.01 ACRES | UPDATED 3-BEDROOM HOME | STATE FOREST FRONTAGE | HIGH & DRY | $289,900 Welcome to your own slice of Florida! This well-maintained 3.01-acre property is located in the desirable Pine Ridge Community, with State Forest property directly behind the lot, offering added privacy and a peaceful natural setting. The property is fenced and features a front entry gate, providing a great combination of privacy and usable space. The 1,620-square-foot home offers 3 bedrooms and 2 bathrooms, plus an additional room that could easily serve as a 4th bedroom, office, nursery, or flex space. Originally built in 1988, the home has been thoughtfully updated throughout and is ready for its new owners. Recent improvements include a new roof, new windows throughout, central A/C, new carpet in the bedrooms and part of the living room, a new electric fireplace, new refrigerator and range, and numerous additional updates. The remainder of the home features easy-care tile flooring. The water heater was replaced in 2023. Outdoor features include three storage sheds, a metal carport, and a screened room on the back of the home, perfect for enjoying the peaceful surroundings. The property is served by a private well and septic system. The Pine Ridge Community has an HOA of just $15 per month for road maintenance. You'll be close to fishing, boating, hiking, and other outdoor recreational activities, while enjoying the space and privacy that 3.01 acres provides. The area is known for its peaceful setting and friendly neighbors. Offered at $289,900. FHA, VA, and Conventional financing available. If you're looking for acreage, privacy, updates, and access to Florida's great outdoors, this property is worth a look!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
3.01 ac
Lot size
1988
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Lake Wales actives
$179 vs $167
Days on market
11 vs 84 typical
Where $179/sqft sits among the 382 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $249K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
179 of 382
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 6 SUGAR PINE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$148,000
6 SUGAR PINE LOOP · same community
4 bd · 2 ba · 1,620 sqft · $91/sqft · 14 DOM
Sold · Apr ’26$200,000
2024 LEMON DRIVE
2 bd · 2 ba · 1,566 sqft · $128/sqft · 84 DOM
Sold · Mar ’26$340,000
8881 CYPRESSWOOD DRIVE
3 bd · 2 ba · 1,534 sqft · $222/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6 SUGAR PINE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6 SUGAR PINE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6 SUGAR PINE LOOP FAQs
What would the monthly payment be for 6 SUGAR PINE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,111/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6 SUGAR PINE LOOP?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6 SUGAR PINE LOOP?+
The most recent tax bill on record (2025) was $1,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6 SUGAR PINE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $289,900, this home is listed about 18% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6 SUGAR PINE LOOP?+
Spook Hill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LAND SOUTH REALTY, LLC · Ron Denney. MLS #B4902385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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