5087 SILVER BELL DRIVE, PORT CHARLOTTE, FL, 33948
Active2248 days on marketMLS #C7428678
About this home
5087 SILVER BELL DRIVE
RENTED FOR JANUARY, FEBRUARY AND MARCH 2027. Other months available and through out remainder of year.Call for details about other months for rent. Beautiful sailboat waterfront home with heated pool and spa. Three bedrooms, two bathrooms and a two car garage with almost 2700 sq. ft. under air. Home is very spacious for entertaining family and friends with a formal living room and even a fireplace in the family room. Delightful views of the water from the pool or spa. Fish from the dock or enjoy the day in the pool. Easy access to dining, shopping, golf, and many of Florida's amenities. Great central location. $250 electric included in rent, above that is tenants responsibility. Home may be available throughout the year for additional vacation opportunities. Please call for availability and pricing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,697
Sqft
0.29 ac
Lot size
2
Garage
1988
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$733 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 079
$2 vs $281
Days on market
2248 vs 60 typical
Where $2/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5087 SILVER BELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$879,000
19199 ALMADYDE COURT · same community
3 bd · 3.5 ba · 2,778 sqft · $316/sqft · 6 DOM
Sold · Feb ’26$819,950
18610 AYRSHIRE CIRCLE · same community
3 bd · 2 ba · 2,114 sqft · $388/sqft · 24 DOM
Sold · Sep ’25$580,000
18610 FORT SMITH CIRCLE · same community
3 bd · 3 ba · 2,055 sqft · $282/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5087 SILVER BELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5087 SILVER BELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5087 SILVER BELL DRIVE FAQs
What would the monthly payment be for 5087 SILVER BELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $733/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5087 SILVER BELL DRIVE?+
The most recent tax bill on record (2021) was $6,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5087 SILVER BELL DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $4,500, this home is listed about 99% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5087 SILVER BELL DRIVE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33948 market on paper
$4,500 is 85% below the PORT CHARLOTTE 33948 median of $30,000, and at $2/sqft it sits under the Port Charlotte average of $226.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2248 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Sandra Mougenot. MLS #C7428678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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