310 W HENRY STREET, PUNTA GORDA, FL, 33950
Active1795 days on marketListed Sep 11, 2021MLS #C7448098
About this home
310 W HENRY STREET
Vacant West Henry Street building lot permits 4 dwelling units. The property is located in the most desirable and sought-after city in Southwest Florida – the City of Punta Gorda. This lot is zoned Neighborhood Residential 10 (NR-10). The lot is 0.31 acres or 13,600 sqft. The four rental units would be comprised of a duplex and a home with an apartment with each being rentable units and a great income generating investment. The density can be increased to four (4) rental units according to City staff in a meeting held with them in June 2023. The lot would require being split into two parcels…a 40 ft and a 60 ft. wide parcel. On the 60 ft. parcel a duplex (2 units) can be built. On the 40 ft. parcel a single family home with a rental cottage can be built which means two (2) units making a total of four (4) rental incomes being produced on this property. Rental units are under high demand in Punta Gorda and Charlotte Co. The NR10 zoning code preserves the traditional building pattern of mixed residential development, which historically has been integrated to form a vibrant, active, and cohesive neighborhood. Permitted are single family detached homes and duplexes. Permitted accessory uses are non-commercial hobbies & crafts, uses & structures customarily incidental and subordinate to permitted uses, as well as detached garages or sheds. Uses permitted with conditions are bed and breakfast inns, limited home occupations, rental cottages (in outbuildings), accessory dwellings and group homes. Additional highlights of this building lot include the option for you to customize your backyard-lanai area with a large, screened area, pool, sitting area, parking area via an alleyway, outdoor recreation area which could include a fireplace, gazebo ... plus so much more. The Henry Street location is moments away from the library on Shreve Street and the numerous parks along Punta Gorda’s waterfront including Gilchrist and Laishley Parks on Charlotte Harbor. Convenient to restaurants to include Fine Dining. Nearby to downtown shopping, galleries, Publix, CVS, and nationally known stores. Fisherman’s Village is nearby and offers additional shopping and dining choices. Nearby is the Linear Park for walking and biking pleasure. Gilchrist Park offers Basketball, Tennis and Pickleball courts for the enthusiast. Plus, just a short drive takes you to boating, fishing, the beaches, golf and all that Punta Gorda and Charlotte County offers. This is still Florida’s best kept secret offering many possibilities for an enjoyable lifestyle.
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 310 W HENRY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$145,000
312 BURLAND STREET · same community
2 bd · 2 ba · 840 sqft · $173/sqft · 25 DOM
Sold · Dec ’25$120,000
327 E VIRGINIA AVENUE · same community
2 bd · 1 ba · 944 sqft · $127/sqft · 14 DOM
Sold · Apr ’26$200,000
627 PALM AVENUE · same community
2 bd · 2 ba · 1,102 sqft · $181/sqft · 422 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 310 W HENRY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 310 W HENRY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
310 W HENRY STREET FAQs
What would the monthly payment be for 310 W HENRY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 310 W HENRY STREET?+
The most recent tax bill on record (2022) was $2,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $195,000, this home is listed about 42% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 310 W HENRY STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$195,000 is 26% below the PUNTA GORDA 33950 median of $264,999.
02Time on market is leverage
1795 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $195,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lindsay Harrington. MLS #C7448098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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