45 PENNANT COURT, PLACIDA, FL, 33946
Active1011 days on marketListed Nov 1, 2023MLS #C7482937
About this home
45 PENNANT COURT
Imagine waking up in your brand new dream home in the serene neighborhood of Rotonda Sands, set back from the hustle and bustle yet just minutes away from fantastic shopping and dining. This tranquil setting is a perfect retreat, offering easy access to the stunning beaches of Boca Grande, Englewood, and Manasota Key—ideal for beach lovers and sunset enthusiasts. What's even more unique? This property is part of a rare opportunity featuring three adjacent buildable lots, providing ample space and privacy for your ideal home. Also available are the adjacent lots at 41 Pennant Ct. (MLS#C7482793) and 43 Pennant Ct. (MLS# C7482936). It's a rare find in Charlotte County to have three connecting lots, offering you the flexibility to create a spacious estate with generous separation from neighbors or develop the other lots. Buy on lot or buy them all. SEWER & WATER are Available Seize this incredible opportunity to design a life you love in a location that has it all!
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Rotonda Sands
Get to know Placida. See the full Placida guide →
Rotonda Sands — neighborhood snapshot
Population
212
Median age
64
Median income
$79,331
Median home value
$465,200
Avg household
2
Households w/ children
6%
The numbers that matter
The Placida market
$475K → $535K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 PENNANT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$415,000
10 MAST DRIVE · same community
3 bd · 2.5 ba · 1,640 sqft · $253/sqft · 294 DOM
Sold · Jan ’26$304,900
14 CURRENT LANE · same community
3 bd · 2 ba · 1,663 sqft · $183/sqft · 216 DOM
Sold · Jun ’26$314,900
6 COCKPIT LANE · same community
3 bd · 2 ba · 1,663 sqft · $189/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 45 PENNANT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 PENNANT COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 PENNANT COURT FAQs
What would the monthly payment be for 45 PENNANT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $353/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45 PENNANT COURT?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45 PENNANT COURT?+
The most recent tax bill on record (2022) was $379. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45 PENNANT COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $23,999, this home is listed about 96% below the Placida median of $649,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the PLACIDA 33946 market on paper
$23,999 is 31% below the PLACIDA 33946 median of $34,990.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
1011 days on market against a Placida median of 106 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $30,000, now $23,999 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Debora Sestilio. MLS #C7482937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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