7594 RATAN CIRCLE, PORT CHARLOTTE, FL, 33981
Pending598 days on marketListed Dec 20, 2024MLS #C7502073
About this home
7594 RATAN CIRCLE
MOTIVATED SELLER PRICE REDUCED ON THIS 2005 Manufactured Home! Welcome to the friendly WATERFRONT COMMUNITY, the Village of Holiday Lake. This WATERVIEW PROPERTY is a 2 bedroom / 2 bath, SPLIT FLOOR PLAN with CATHEDRAL CEILINGS. The kitchen offers plenty of cabinets and counterspace for the cook and is open to the living room. Step out to the back patio you will get that feeling that it is the perfect place for enjoying morning coffee or afternoon cocktails while watching the boats go by or the evening sun set. This home is light and bright inside and comes TURNKEY, FURNISHED, all you need is your cloths and toothbrush! The ROOF is a 2022 and the AC is 2023. The Village of Holiday Lake boasts 25+ boat slips providing water access to the Gulf, beautiful pool area with 2 POOLS and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, FITNESS CENTER, laundry facility along with areas for woodworking, tennis, PICKLEBALL, shuffleboard and more. GOLF CARTS WELCOME. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
784
Sqft
0.14 ac
Lot size
2005
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.2%
Days on market
598 vs 60 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Holiday Lake
Get to know Port Charlotte. See the full Port Charlotte guide →
Village Of Holiday Lake — neighborhood snapshot
Population
816
Median age
62
Median income
$100,299
Median home value
$303,500
Avg household
2
Households w/ children
112
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7594 RATAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7594 RATAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7594 RATAN CIRCLE FAQs
What would the monthly payment be for 7594 RATAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,323/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7594 RATAN CIRCLE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7594 RATAN CIRCLE?+
The most recent tax bill on record (2023) was $2,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7594 RATAN CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $129,900, this home is listed about 61% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 7594 RATAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$129,900 runs 229% above the PORT CHARLOTTE 33981 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
598 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $178,000, now $129,900 — a $48K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Christine Connolly. MLS #C7502073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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