
20362 EMERALD AVENUE, PORT CHARLOTTE, FL, 33952
Active570 days on marketListed Jan 19, 2025MLS #C7503667
About this home
20362 EMERALD AVENUE
This is a fantastic home in the heart of Port Charlotte. We offer this home for availability beginning in May 2025 as a furnished short term rental. Utilities are included (with caps) in the rental amount. Longer terms may allow for a discounted rate. This property is located in a quiet neighborhood and has 2 bedrooms and 2 full baths. An updated kitchen gives you the perfect place to make your meals and relax at home. This is a wonderful place to rent while you are looking for a home to purchase, working in the area short term, or for a much-needed respite.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,220
Sqft
0.23 ac
Lot size
1
Garage
1990
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 026
$1 vs $206
Days on market
570 vs 60 typical
Where $1/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 026
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 6
PORT CHARLOTTE SEC 026 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20362 EMERALD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$230,000
20370 MOUNT PROSPECT AVENUE · same community
3 bd · 2 ba · 1,226 sqft · $188/sqft · 283 DOM
Sold · Aug ’25$194,250
1104 BRISTOL STREET · same community
2 bd · 2 ba · 1,292 sqft · $150/sqft · 4 DOM
Sold · Aug ’25$196,800
1263 VERONICA STREET · same community
3 bd · 2 ba · 1,335 sqft · $147/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20362 EMERALD AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20362 EMERALD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20362 EMERALD AVENUE FAQs
What would the monthly payment be for 20362 EMERALD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 20362 EMERALD AVENUE?+
The listing reports pets: Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,750, this home is listed about 99% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20362 EMERALD AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33952 market on paper
$1,750 is 99% below the PORT CHARLOTTE 33952 median of $139,950, and at $1/sqft it sits under the Port Charlotte average of $226.
02Time on market is leverage
570 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,000, now $1,750 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LANDMARK REALTY · Lisa Blanchard. MLS #C7503667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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