4315 GARDEN ROAD, PORT CHARLOTTE, FL, 33953
Active534 days on marketListed Feb 27, 2025MLS #C7505870
About this home
4315 GARDEN ROAD
This spacious double lot in El Jobean offers a fantastic opportunity to build your dream home or an investment property in a prime location. Just minutes from the scenic fishing pier and bait shop, this property is perfect for those who love the water. Enjoy close proximity to Boca Grande, Englewood Beach, and Gasparilla Island, known for their world-class fishing, stunning beaches, and charming coastal lifestyle. Conveniently located near the Tampa Bay Rays Spring Training Complex, shopping centers, restaurants, and all that Southwest Florida’s Gulf Coast has to offer, this lot is a hidden gem. Whether you’re a builder, investor, or future homeowner, this is a fantastic opportunity to create a vacation rental or forever home in a highly desirable area. Lots must be sold together. Don’t miss out on this incredible buy!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4315 GARDEN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$110,000
4310 COMMERCIAL STREET · same community
2 bd · 1 ba · 968 sqft · $114/sqft · 25 DOM
Sold · Nov ’25$60,000
4410 WARREN AVENUE UNIT 106
1 bd · 1 ba · 616 sqft · $97/sqft · 24 DOM
Sold · Dec ’25$105,000
4410 WARREN AVENUE UNIT 204
1 bd · 1 ba · 616 sqft · $170/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4315 GARDEN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4315 GARDEN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4315 GARDEN ROAD FAQs
What would the monthly payment be for 4315 GARDEN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $341/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4315 GARDEN ROAD?+
The most recent tax bill on record (2024) was $801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $18,000, this home is listed about 95% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4315 GARDEN ROAD?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33953 market on paper
$18,000 is 18% below the PORT CHARLOTTE 33953 median of $21,900.
02Time on market is leverage
534 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $22,500, now $18,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Bobbie Leahey. MLS #C7505870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 4315 GARDEN ROAD but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →