7598 RATAN CIRCLE, PORT CHARLOTTE, FL, 33981
Active489 days on marketListed Apr 8, 2025MLS #C7508153
About this home
7598 RATAN CIRCLE
Welcome to the friendly WATERFRONT COMMUNITY, Village of Holiday Lake. You will love this 2 bedroom, 2 bathroom fully FURNISHED/TURNKEY home the minute you step inside. The gally kitchen offers plenty of cabinet and counter space and offers a separate walk in pantry closet. Nice size Master Bedroom with walk-in closet and a master bathroom. Great size second bedroom and additional sleeping on the hideabed in the living room. INSIDE LAUNDRY closet. You’ll find MANY UPDATES IN this home in both the KITCHEN & BATHROOMS, new wallboard and plaster as well as updated ROOF and skirting on the outside. This home offers some great areas for entertaining with a front facing lanai or a back patio overlooking the GREEN BELT WITH A VIEW OF THE CANAL AND SUNSETS. Owner says the 2017 EasyGo GOLF CART is also an available option. OWN YOUR OWN LAND - ALL AGES WELCOME. The Village of Holiday Lake boasts 25+ BOAT SLIPS providing water access to the Gulf, beautiful pool area with 2 POOLS and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, FITNESS CENTER, laundry facility along with areas for woodworking, tennis, PICKLEBALL, shuffleboard and more. GOLF CARTS WELCOME. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
920
Sqft
0.14 ac
Lot size
1982
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,489 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,489/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs VILLAGE HOLIDAY LAKE
$168 vs $160
Days on market
489 vs 60 typical
Where $168/sqft sits among the 13 homes for sale in VILLAGE HOLIDAY LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Holiday Lake
Get to know Port Charlotte. See the full Port Charlotte guide →
Village Of Holiday Lake — neighborhood snapshot
Population
816
Median age
62
Median income
$100,299
Median home value
$303,500
Avg household
2
Households w/ children
112
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 13
VILLAGE HOLIDAY LAKE have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 289% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7598 RATAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,000
7373 CANDACE LANE · same community
2 bd · 2 ba · 920 sqft · $168/sqft · 171 DOM
Sold · May ’26$125,000
7502 FULMAR AVENUE · same community
2 bd · 2 ba · 960 sqft · $130/sqft · 6 DOM
Sold · Mar ’26$129,000
7474 DANVERS CIRCLE · same community
2 bd · 2 ba · 1,013 sqft · $127/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7598 RATAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7598 RATAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7598 RATAN CIRCLE FAQs
What would the monthly payment be for 7598 RATAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,489/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7598 RATAN CIRCLE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7598 RATAN CIRCLE?+
The most recent tax bill on record (2024) was $2,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7598 RATAN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $155,000, this home is listed about 53% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 7598 RATAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$155,000 runs 289% above the PORT CHARLOTTE 33981 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
489 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $186,000, now $155,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Christine Connolly. MLS #C7508153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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