233 DURRANCE STREET, PUNTA GORDA, FL, 33950
Active417 days on marketListed Jun 24, 2025MLS #C7511555
About this home
233 DURRANCE STREET
**LOW LOW HAZARD AND FLOOD INSURANCE-LESS THAN $1900 PER YEAR EACH!! ** Welcome to this beautifully custom-built Key West-style home pool home, perfectly positioned in the heart of Punta Gorda’s highly sought-after Historic District—just two blocks from Gilchrist Park. This stunning residence offers the ultimate blend of charm, craftsmanship, and modern safety features. The home boasts three bedrooms, two bathrooms, and sits on a private, fully fenced oversized corner lot with mature, tropical landscaping. Designed for both comfort and resilience, this home features energy-efficient block construction, hurricane impact windows and doors, an energy-saving metal roof, spray foam insulation, electric storm shutters surrounding the lanai, underground utilities, and more! But the interior is truly dressed to impress even more with everyone's favorite plantation shutters, gorgeous bamboo flooring throughout, hand laid crown molding, custom door and window casings, along with large baseboards and a plethora of big windows to allow all the natural light to flow in. The kitchen is a chef’s dream with custom white raised panel shaker cabinetry that is accented with beautiful quartz countertops, self-closing drawers, under-cabinet lighting, and stainless steel appliances. A large laundry room featuring matching cabinetry and a utility sink sits just off this space. After an exquisite meal, you'll be sure to rest comfortably in the primary bedroom and en-suite. with views over the pool area, a large walk-in closet, double vanity, and a walk-in shower with tile to ceiling, every detail has been thought out. Down the hallway sits 2 other spacious bedrooms that are perfect for family and guests alike. Step outside to your own private backyard oasis—complete with a custom designed saltwater pool, heated spa with waterfall overflow, pavered entertaining areas, fire pit, and a charming pool house with a covered seating area, changing room, outdoor shower, plus additional storage. The oversized garage is even a must see, with finished floors and overhead custom storage racks. Be sure to ask about the low insurance costs for this home which is hard to find in the historic area. This beautiful, walkable neighborhood offers a unique blend of Old Florida charm and modern convenience, with tree-lined, brick-paved streets, a variety of architectural styles, and proximity to the waterfront and some of the area's finest restaurants and shopping. The Historic District also offers a friendly, active lifestyle with frequent festivals, art shows, farmers markets, and outdoor concerts. It’s common to see residents biking, walking their dogs, or simply enjoying the panoramic sunset views over the harbor. So don't let your Florida Dream home become someone else's address, set up your showing today!! ** Be sure to check out the virtual home tour, floor plan and fly through video **
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
0.17 ac
Lot size
2
Garage
2013
Year built
One
Levels
$434
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,488 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,488/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.3%
$/sqft vs PUNTA GORDA
$434 vs $268
Days on market
417 vs 63 typical
Where $434/sqft sits among the 19 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 19
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 233 DURRANCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$460,000
302 W GRACE STREET · same community
2 bd · 2 ba · 1,578 sqft · $292/sqft · 4 DOM
Sold · Feb ’26$363,000
826 W VIRGINIA AVENUE · same community
3 bd · 2 ba · 1,467 sqft · $247/sqft · 5 DOM
Sold · Apr ’26$390,000
121 DOLLY STREET · same community
3 bd · 2.5 ba · 1,676 sqft · $233/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 233 DURRANCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 233 DURRANCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
233 DURRANCE STREET FAQs
What would the monthly payment be for 233 DURRANCE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 233 DURRANCE STREET?+
The most recent tax bill on record (2023) was $5,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 233 DURRANCE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $674,900, this home is listed about 97% above the Punta Gorda median of $343,000. The market section on this page shows how the area is trending.
Which schools are assigned to 233 DURRANCE STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$674,900 runs 147% above the PUNTA GORDA 33950 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
417 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,900, now $674,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Chad McKinney. MLS #C7511555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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