
115 GILL STREET, PUNTA GORDA, FL, 33950
Active1 days on marketListed Jul 27, 2026MLS #C7528811
About this home
115 GILL STREET
Virtually Staged. As the sun settles over Charlotte Harbor and the palms begin to sway, the front porch becomes your favorite seat in the house. Just one property from Gilchrist Park in the heart of Punta Gorda's Historic District, this beautifully restored 1920's residence invites you to slow down and savor a lifestyle where evening strolls along the waterfront, dolphins playing offshore, live music downtown, and unforgettable Florida sunsets become part of your everyday routine. Thoughtfully restored while honoring its historic character, this exceptional home offers nearly 2,758 square feet of living space on a rare double lot, creating opportunities seldom found within the Historic District. A classic brick driveway, mature palms, and one of Punta Gorda's charming brick streets complete the timeless curb appeal. Inside, original refinished wood floors carry the story of the home from room to room, blending beautifully with carefully selected modern updates that make daily living effortless. Sunlight pours through oversized windows, filling the formal living and dining rooms with warmth before opening into a spacious family room where French doors invite the outdoors in. The renovated kitchen offers generous cabinet storage and overlooks the main living area, making it easy to stay connected whether entertaining guests or enjoying a quiet evening at home. The thoughtfully designed floor plan includes three bedrooms and two full baths on the main level, providing comfortable everyday living, while the upstairs bonus room with its own full bath creates an ideal space for guests, a media room, home office, studio, or private retreat. A screened porch with rich wood plank ceilings offers another inviting place to unwind as coastal breezes drift through the property. While the home's character reflects another era, its essential systems have been updated for today's lifestyle, including a 2025 restoration by Wetherington, two 2025 A/C units, updated plumbing and electrical, and assumable flood insurance offering the confidence today's buyers appreciate without sacrificing historic charm. Life here extends well beyond the property. Walk or bike just moments to Gilchrist Park, Charlotte Harbor, Fishermen's Village, marinas, waterfront paths, pickleball and tennis courts, locally owned restaurants, boutique shopping, weekly farmers markets, festivals, and the vibrant downtown Punta Gorda waterfront. Whether searching for a full-time residence, seasonal escape, luxury vacation rental, or an investment in one of Southwest Florida's most treasured historic neighborhoods, this home offers an opportunity that is increasingly difficult to replicate. More than a beautiful home, this is a chance to own a piece of Punta Gorda's past while embracing everything that makes its future so special.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,758
Sqft
0.19 ac
Lot size
1920
Year built
Two
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,892 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,892/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA
$272 vs $264
Days on market
1 vs 59 typical
Where $272/sqft sits among the 23 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
13 of 23
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 GILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$875,000
5601 TAYLOR ROAD · same community
4 bd · 2.5 ba · 2,758 sqft · $317/sqft · 333 DOM
Sold · Jun ’26$650,000
621 or 625 W RETTA ESPLANADE · same community
4 bd · 4 ba · 3,204 sqft · $203/sqft · 125 DOM
Sold · Jun ’26$410,000
32634 OIL WELL ROAD · same community
3 bd · 2 ba · 2,281 sqft · $180/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 115 GILL STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 GILL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
115 GILL STREET FAQs
What would the monthly payment be for 115 GILL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,892/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 GILL STREET?+
The most recent tax bill on record (2025) was $4,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 115 GILL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $750,000, this home is listed about 117% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 115 GILL STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Bobbi Bevis. MLS #C7528811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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