481 GUYANA STREET, PUNTA GORDA, FL, 33983
Active381 days on marketListed Jul 19, 2025MLS #C7512482
About this home
481 GUYANA STREET
Graded and cleared, ready to build. Seize the Opportunity for Your Dream Home on This Generous Land Parcel in Southwest Florida! Imagine building your perfect home in the desirable Deep Creek community of Punta Gorda, FL. This expansive .31-acre lot, located on a quiet cul-de-sac, offers an ideal setting for your new residence. Enjoy the tranquility of suburban living with the convenience of being just minutes from downtown Punta Gorda’s amenities. The property boasts a generous rear boundary, perfect for designing your dream backyard retreat. With clearing already completed, you can start your building plans with ease. Don’t miss this chance to make your vision a reality. Contact us today for more details and to arrange a viewing. Begin your new chapter in beautiful Southwest Florida!
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 481 GUYANA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
25160 RECIFE DRIVE · same community
3 bd · 2 ba · 1,406 sqft · $178/sqft · 25 DOM
Sold · Dec ’25$330,000
27420 OBIDOS DRIVE · same community
3 bd · 2 ba · 1,549 sqft · $213/sqft · 12 DOM
Sold · Dec ’25$340,000
382 CORRIENTES CIRCLE · same community
3 bd · 2 ba · 1,696 sqft · $200/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 481 GUYANA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 481 GUYANA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
481 GUYANA STREET FAQs
What would the monthly payment be for 481 GUYANA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 481 GUYANA STREET?+
The most recent tax bill on record (2024) was $724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 481 GUYANA STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $40,000, this home is listed about 88% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 481 GUYANA STREET?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33983 market on paper
$40,000 is 45% below the PUNTA GORDA 33983 median of $72,500.
02Time on market is leverage
381 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $48,000, now $40,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Christopher Harmon. MLS #C7512482.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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