1203 DESMOND STREET, PORT CHARLOTTE, FL, 33952
Active373 days on marketListed Aug 8, 2025MLS #C7513367
About this home
1203 DESMOND STREET
Discover Comfort & Convenience in the Heart of Port Charlotte! Built in 2019, this charming home in the desirable Peachland area offers the perfect blend of modern construction, affordability, and easy access to everything Southwest Florida has to offer. Nestled in a peaceful and sought-after neighborhood, you’ll enjoy laid-back living with all the modern comforts. Step inside to an inviting open-concept floor plan designed for both relaxing and entertaining. The spacious master suite features a private ensuite behind a stylish sliding barn door, complete with a walk-in shower and generous walk-in closet. With two additional bedrooms and a separate full bath, there’s plenty of space for family and guests. The versatile fourth bedroom is currently used as a mancave but could easily serve as a home office, den, playroom, or hobby space—whatever suits your lifestyle. Don’t miss the opportunity to make this well-maintained home yours and start living the Florida lifestyle you’ve been dreaming of!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,485
Sqft
0.23 ac
Lot size
2
Garage
2019
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs Port Charlotte actives
$185 vs $209
Days on market
373 vs 59 typical
Where $185/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
200 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1203 DESMOND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$280,000
18139 REGAN AVENUE · same community
4 bd · 2 ba · 1,499 sqft · $187/sqft · 14 DOM
Sold · Sep ’25$285,315
349 LA PLAYA LANE · same community
4 bd · 2 ba · 1,499 sqft · $190/sqft · 77 DOM
Sold · Sep ’25$306,595
15177 BUSWELL AVENUE · same community
4 bd · 2 ba · 1,828 sqft · $168/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1203 DESMOND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1203 DESMOND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1203 DESMOND STREET FAQs
What would the monthly payment be for 1203 DESMOND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1203 DESMOND STREET?+
The most recent tax bill on record (2024) was $4,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1203 DESMOND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $275,000, this home is listed about 17% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1203 DESMOND STREET?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 90% above the PORT CHARLOTTE 33952 median.
02Time on market is leverage
373 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $300,000, now $275,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Caleb Maxwell. MLS #C7513367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 1203 DESMOND STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →