
2076 RIVER BASIN TERRACE, PUNTA GORDA, FL, 33982
Active446 days on marketListed Aug 18, 2025MLS #C7513721
About this home
2076 RIVER BASIN TERRACE
Two story homes are not the norm in most conventional developments in SW Florida. This custom designed, 3BR/2.5BA home has distinctive characteristics that sets it apart from the ordinary. All the pictures and even this description cannot do it justice. This is THE home you absolutely need to see to truly appreciate, especially now with a great new, REDUCED PRICE! The gorgeous sunlit atrium greets you when you enter. The open living area is over 800 sq ft of flexible space with a wall of windows overlooking the backyard and waterway, to use as YOU need. In addition, there’s an office with built-in desks, a convenient 1/2 guest bath, the separate kitchen with cabinets and counter space galore, a large breakfast nook and laundry w/pantry. The first floor alone boasts over 1,600 sq ft under cool AC, nearly as large as the average whole house. The garage is large enough for both cars plus space for shelving and the included fridge. Going upstairs gives you 1,000+ sq ft reserved for 3 great sized bedrooms and 2 full baths making a peaceful retreat from a hectic day or noisy activity going on downstairs. Palm Shores is a lovely, riverfront community without deed restrictions or an HOA. From your backyard it is less than 1200 feet down the canal to the open water of the amazing Peace River. Not a bridge in sight until you get to I-75. Your boating journeys can include fishing, bird watching or just cruising this pristine river. Enjoy lunch or dinner at a number of wonderful waterfront restaurants. A 4-point inspection from 05/12/26 shows how well this home has been lovingly maintained, updated and upgraded. There are simply too many details to list here, please take a moment to read the attached Improvements document. Above all, MAKE YOUR APPOINTMENT today to see this delightful home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,674
Sqft
0.26 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,769 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.2%
$/sqft vs Punta Gorda actives
$174 vs $208
Days on market
446 vs 65 typical
Where $174/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
171 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2076 RIVER BASIN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$600,000
28435 SILVER PALM DRIVE · same community
3 bd · 2.5 ba · 2,788 sqft · $215/sqft · 54 DOM
Sold · Aug ’26$520,000
28427 SABAL PALM DRIVE · same community
4 bd · 3 ba · 2,533 sqft · $205/sqft · 126 DOM
Sold · Feb ’26$520,000
2012 RIVER BASIN TERRACE · same community
3 bd · 3 ba · 2,484 sqft · $209/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2076 RIVER BASIN TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2076 RIVER BASIN TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2076 RIVER BASIN TERRACE FAQs
What would the monthly payment be for 2076 RIVER BASIN TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,769/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2076 RIVER BASIN TERRACE?+
The most recent tax bill on record (2025) was $2,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $465,000, this home is listed about 30% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2076 RIVER BASIN TERRACE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 200% above the PUNTA GORDA 33982 median — but at 2,674 sqft it's also 49% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
446 days on market against a Punta Gorda median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $465,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLINS MANAGEMENT · Robin Vitali. MLS #C7513721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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