CENTURY 21 Edge
$154,900$168,9002 bd2 ba1,044 sqft$148 /sqft$1,334 /mo all-in ↓

2395 HARBOR BOULEVARD UNIT 314, PORT CHARLOTTE, FL, 33952

Active307 days on marketListed Oct 6, 2025MLS #C7515686

Reduced $14KFully furnishedCondominiumVEL GARDENS

About this home

2395 HARBOR BOULEVARD UNIT 314

Welcome to this beautifully renovated 2-bedroom, 2-bath corner condo in a desirable 55+ community. This bright and inviting third-floor unit features a brand-new kitchen with upgraded quartz countertops, stainless steel appliances, fresh interior paint, and stylish new fans and light fixtures. The spacious primary bedroom opens directly to a private lanai, offering a peaceful retreat with abundant storage, including an additional lanai closet. Community amenities include a screened, heated pool, clubhouse with kitchen, and shuffleboard court, along with an assigned covered parking space. Monthly fees cover water, sewer, trash, internet, and basic cable, making for worry-free living. This pet-free community does not allow rentals within the first five years, ensuring a quiet and stable environment. Conveniently located near shopping, dining, medical centers, and waterfront parks, this condo is the perfect blend of comfort, convenience, and active community living—schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,044

Sqft

1.36 ac

Lot size

1981

Year built

One

Levels

$148

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingAssigned
ExteriorBalcony · Sliding Doors · Storage

Community & fees

Taxes (2024)$2,321/yr
PetsNo
CommunityPool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,334 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2024 actual bill$193
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,422
Interest rate6.00%
Loan term

Estimated payment

$1,334/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$193
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$99KedgeAI estimate $107,615 · range $103K$117K$161K

vs edgeAI estimate

+43.9%

$/sqft vs Port Charlotte actives

$148 vs $209

Days on market

307 vs 60 typical

Where $148/sqft sits among the 400 Port Charlotte actives

114 · this home
115
68
34
27
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parkside

Map of 2395 HARBOR BOULEVARD UNIT 314 inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Parkside — neighborhood snapshot

Population

8,000

Median age

56

Median income

$37,366

Median home value

$144,150

Avg household

2

Households w/ children

583

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

186 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $154,900 $14K
Oct 6, 2025Listed at $168,900 · 307 days on market since
1981Built · VEL GARDENS

Reality check

What actually sold near 2395 HARBOR BOULEVARD UNIT 314

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2395 HARBOR BOULEVARD UNIT 117BSold · Aug ’25

$110,000

2395 HARBOR BOULEVARD UNIT 117B · same community

2 bd · 2 ba · 1,044 sqft · $105/sqft · 182 DOM

3497 COHOES STREETSold · Oct ’25

$162,500

3497 COHOES STREET

2 bd · 2 ba · 1,039 sqft · $156/sqft · 90 DOM

3559 HARBOR BOULEVARDSold · Jul ’26

$145,000

3559 HARBOR BOULEVARD

2 bd · 1 ba · 993 sqft · $146/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2395 HARBOR BOULEVARD UNIT 314 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2395 HARBOR BOULEVARD UNIT 314 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2395 HARBOR BOULEVARD UNIT 314 FAQs

What would the monthly payment be for 2395 HARBOR BOULEVARD UNIT 314?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,334/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2395 HARBOR BOULEVARD UNIT 314?+

The most recent tax bill on record (2024) was $2,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2395 HARBOR BOULEVARD UNIT 314?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $154,900, this home is listed about 53% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 2395 HARBOR BOULEVARD UNIT 314?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$154,900 runs 11% above the PORT CHARLOTTE 33952 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

307 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $168,900, now $154,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Chun-Yi Bittner. MLS #C7515686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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