21150 GERTRUDE AVENUE UNIT G3, PORT CHARLOTTE, FL, 33952
Active320 days on marketListed Oct 3, 2025MLS #C7515838
About this home
21150 GERTRUDE AVENUE UNIT G3
One or more photo(s) has been virtually staged. Welcome to the most meticulously maintained and fully upgraded unit in Sunshine Villas with LOW HOA FEES and NO FLOOD ZONE. This unit received a full facelift recently. Some of the updates you'll find are included but not limited to fresh paint on the interior and exterior, brand-new kitchen island installed with granite countertops, outfitted with stainless steel appliances, new kitchen sink, and cabinets. You'll see new crown molding, new light fixtures, new ceiling fans, NO MORE popcorn ceilings and more. The bathroom features a spacious updated walk-in shower and an updated vanity. The HOA fee covers the Maintenace of the grounds and the building's exterior. NEW ROOFS and NEWER IMPACT WINDOWS courtesy of the community. THE WATER BILL IS INCLUDED IN THE HOA FEE. Private Laundromat on-site within the community. This unit is perfectly located close to grocery stores, restaurants, shopping, medical offices, two hospitals within a mile radius and MORE. Just a short drive away from the Historic Downtown Punta Gorda. This unit could be a perfect fit for a first-time home buyer, snowbird, rental investor, or someone looking for an easy to maintain retirement residence. This is one of the very few communities that have NO LEASE RESTRICTIONS. Airbnb is allowed if you wanted to do so. The parking lot has been recently re-paved and resealed for your convenience. This unit does have a NEWER AC and water heater. This unit is worry-free, and a hidden gem in central Port Charlotte. Call your agent today to set up a showing. Very easy to show.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
0.01 ac
Lot size
1978
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.9%
$/sqft vs Port Charlotte actives
$209 vs $210
Days on market
320 vs 59 typical
Where $209/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,000
Median age
56
Median income
$37,366
Median home value
$144,150
Avg household
2
Households w/ children
583
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
198 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21150 GERTRUDE AVENUE UNIT G3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$115,000
3356 LUCERNE TERRACE
2 bd · 1 ba · 525 sqft · $219/sqft · 5 DOM
Sold · Mar ’26$140,000
3372 CROTON TERRACE
2 bd · 1 ba · 645 sqft · $217/sqft · 39 DOM
Sold · Mar ’26$125,000
3461 LUCERNE TERRACE
2 bd · 1 ba · 648 sqft · $193/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21150 GERTRUDE AVENUE UNIT G3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21150 GERTRUDE AVENUE UNIT G3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21150 GERTRUDE AVENUE UNIT G3 FAQs
What would the monthly payment be for 21150 GERTRUDE AVENUE UNIT G3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,260/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21150 GERTRUDE AVENUE UNIT G3?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21150 GERTRUDE AVENUE UNIT G3?+
The most recent tax bill on record (2024) was $891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21150 GERTRUDE AVENUE UNIT G3?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $115,000, this home is listed about 65% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21150 GERTRUDE AVENUE UNIT G3?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33952 market on paper
$115,000 is 22% below the PORT CHARLOTTE 33952 median of $147,000, and at $209/sqft it sits under the Port Charlotte average of $225.
02Time on market is leverage
320 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $122,000, now $115,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Ryan Steck. MLS #C7515838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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