931 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950
Active293 days on marketListed Oct 14, 2025MLS #C7516267
About this home
931 BAL HARBOR BOULEVARD
Welcome to 931 Bal Harbor Blvd, a beautifully crafted CUSTOM WATERFRONT home that truly embraces the Punta Gorda boating lifestyle. This home offers valuable peace-of-mind upgrades, including a METAL ROOF, roll-down and accordion storm shutters, and a NEW A/C system installed in 2023. The property sits at a higher elevation and has weathered past storms with NO FLOODING, reflecting the quality of construction and thoughtful planning behind this custom home. Situated in the highly sought-after Punta Gorda Isles community, this spacious 4-bedroom, 3-bathroom residence offers timeless design, comfortable living, and quick boating access to Charlotte Harbor—the perfect mix of luxury and everyday ease. Inside, the home is thoughtfully designed for both function and relaxation. Generous living spaces flow effortlessly from room to room, making it ideal for daily living and entertaining. Large windows invite in abundant natural light while showcasing peaceful canal views, creating a calm coastal feel throughout the home. The kitchen offers plenty of counter space and cabinetry, perfect for preparing meals or hosting gatherings. Adjacent living and dining areas provide ample room to unwind, while four well-sized bedrooms and three full bathrooms ensure privacy and comfort for everyone. A standout feature is the enclosed Florida room, offering a year-round retreat where you can relax, read, or simply enjoy serene waterfront views. Step outside to your private dock, providing direct access to the Punta Gorda Isles canal system and quick trips out to Charlotte Harbor—ideal for boaters, anglers, and water enthusiasts. Located just minutes from downtown Punta Gorda, you’re close to waterfront dining, marinas, golf courses, parks, shopping, and everyday conveniences. Whether you’re out on the water, hosting friends, or enjoying a quiet evening at home, this property delivers the best of Florida waterfront living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,673
Sqft
0.22 ac
Lot size
2
Garage
1979
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 05
$187 vs $331
Days on market
293 vs 59 typical
Where $187/sqft sits among the 12 homes for sale in PUNTA GORDA ISLES SEC 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
5 of 12
PUNTA GORDA ISLES SEC 05 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 931 BAL HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,100,000
490 SORRENTO COURT · same community
4 bd · 2 ba · 2,525 sqft · $436/sqft · 4 DOM
Sold · Jan ’26$1,450,000
1735 BOCA RATON COURT · same community
3 bd · 3 ba · 2,480 sqft · $585/sqft · 163 DOM
Sold · May ’26$719,000
2085 EL CERITO COURT · same community
3 bd · 2 ba · 2,275 sqft · $316/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 931 BAL HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 931 BAL HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
931 BAL HARBOR BOULEVARD FAQs
What would the monthly payment be for 931 BAL HARBOR BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 931 BAL HARBOR BOULEVARD?+
The most recent tax bill on record (2024) was $3,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 931 BAL HARBOR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $499,900, this home is listed about 47% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 931 BAL HARBOR BOULEVARD?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,900 runs 86% above the PUNTA GORDA 33950 median — but at 2,673 sqft it's also 59% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
293 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $575,000, now $499,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7516267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 931 BAL HARBOR BOULEVARD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →